Creditor Advocates Inc is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
July 19, 2021
What is Creditor Advocates Inc?
Creditor Advocates Inc is a debt collections agency based in Prior Lake, MN. It appears as though there are a variety of different complaints against Creditor Advocates Inc alleging violations of the Fair Debt Collection Practices Act (FDCPA) including charging consumers with previously paid off debt and harassing consumers. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
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Is Creditor Advocates a scam?
They’re legit. Creditor Advocates has been in the collections business for 11 years. Additionally, Creditor Advocates has also received an “A+” rating by the Better Business Bureau. Therefore, it is important that you do not ignore the need to resolve your alleged debt with Creditor Advocates, as this would be very unwise and harm your credit and ability to take out future loans. In respect to the company’s timeline, Creditor Advocates was started on June 7th, 2010 and was incorporated on the same date.
According to Creditor Advocates’ online website, the company claims that they, “are a team of compassionate, experienced professionals who passionately believe in helping people resolve their financial challenges. Creditor Advocates assists hundreds of businesses in the recovery and management of their accounts receivable and pride ourselves in offering an ethical and honest solution.” Though this sounds promising, many complainants across the web feel as though this collections company may not have provided debtors the care and professionalism they promise to supply.
In regard to the collection company’s size, according to zoominfo.com, the company has an employee base of 26 people and a revenue of $5 million. Lastly, according to the Better Business Bureau, the leadership of the company is headed by owners Harrison Brown and Steve Juve.
Who does Creditor Advocates collect for?
Creditor Advocates writes on their website that the business has experience within the following areas of collections: hospitals & physicians, orthopedics, radiology & imaging, surgery centers, urgent care & area clinic, mental health and therapy, specialty clinics, dental & OMS, chiropractors, vets & animal hospitals, telecom, property management, waste management, government, and consumer collections.
The company explains on their website that the purpose of their business is to, “offer third party collection agency services as well as several customizable solutions including first party servicing, business office support, and financing.” With a diversified background in collections, Creditor Advocates becomes a force in the collections industry. While this may be beneficial for the company, it is important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom.
Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit. Creditor Advocates considers themselves to be a company that will always treat the consumer with dignity and maintain the highest level of integrity and professionalism within the workplace. If you find that this is not the same quality of service that you have been provided, be sure to read up on your FDCPA rights after being contacted by this collections agency.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Creditor Advocates?
Creditor Advocates has received a number of complaints across the internet, including the well established, BBB.org. Though Creditor Advocates has received an “A+” rating, there are still a number of complaints posted about Creditor Advocates on the BBB. This collections company has received 2 complaints closed in last 3 years and 1 complaint closed in last 12 months on the BBB website as well as 2, 1 star customer reviews. Creditor Advocates has responded to many of these complaints posted on the BBB, but the angry sentiments of consumers and the similarity in complaints has made many debtors question Creditor Advocates’ professionalism, ethics, and integrity.
On top of these negative reviews and complaints on the BBB, there were additional reviews of Creditor Advocates on Google Reviews. These 11 reviews awarded the collections company with a 1.7 star rating. More seriously, Creditor Advocates could have also been a part of a variety of lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Can Creditor Advocates Sue Me or Garnish My Wages?
Remember that it is illegal for a collections company to make empty threats to sue you or garnish your wages. While Creditor Advocates would most likely choose not to sue if they cannot verify your debt or you may not owe said debt, this may not occur under other circumstances. Ultimately, it is not uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. Because of this possibility, it is important that if you find yourself in a similar situation, you choose to sue and attain legal advice. The wisest option in this case would be to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Creditor Advocates?
Absolutely. You can sue a debt collector.
Creditor Advocates Calling You?
The Fair Debt Collection Practices Act protects citizen like you from the abuses and misconduct of collection agencies, read up on your rights to learn to protect yourself from unethical collections practices. You can find these rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue Creditor Advocates for harassment?
Yes, you can sue Creditor Advocates if you feel as though your FDCPA rights have been breached. Ideally, if you would like to be able to recover your damages and protect yourself as an individual, you should sue. Utilize the Federal laws that protect citizens like you from these fraudulent practices. Suing gives individuals the power to defend their rights and protect their assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Creditor Advocates Debt Collection Harassment Now?
You may have a case, if…
- You are receiving multiple calls per week from third party collection agencies.
- A debt collector has called you early in the morning or late at night
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- Collectors have threatened you with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
What Our Clients are Saying
“Had an insurance company that wouldn’t stop texting after many “stops”. Lemberg Law took care of everything and I got a settlement. Great communications, great service. Definitely recommend.”
“I had received continual phone calls from a debt collector on my cell phone and I installed the Legal call blocker and Lemberg Law contacted me and they took care of it for me without expenses to me. They simply took the money out of the settlement.”
“I called Lemberg law to handle an overly aggressive debt collector who constantly violated the Fair Debt Collection Practices Act. Not only did she settle my case but now this collection agency can no longer harass me. Thank you.”
Can You Help Me Delete Creditor Advocates from My Credit Report?
Yes, we would love to assist you with your case. Call us today.
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