Credit Collections Bureau is a debt collection firm located in Rapid City, SD which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Credit Collections Bureau is a real collections company, and your alleged debt with this company should be taken seriously. One can conclude that this collections company is legitimate because Credit Collections Bureau has received an “A+” rating from the Better Business Bureau. On top of this form of professional recognition, according the company’s BBB page, Credit Collections Bureau has been in business for 34 years. The combination of the company’s years of experience along with a stellar BBB rating, lends Credit Collections Bureau legitimacy within the collections world.
Credit Collections Bureau leaves a message on their web page writing, “Because account receivable collections is our only business you can be assured that our results are second to none. To be the best in our industry we have to give the best service and produce the best results – and we do.” While this is a good sign for Credit Collections Bureau’s clients, many complainants feel as though this collections company did not consider consumer rights when attempting to collect on debt. Lastly, this collections company has 35 employees, a revenue of $4.22 million, 10 companies within the corporate family, and additionally goes by the name “Credico” according to dnb.com.
Remember that while it is important that you do not ignore the need to resolve your alleged debt with Credit Collections Bureau, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA.
Credit Collections Bureau leaves leaves information regarding their clientele on their website. The collections company writes that “CCB represents a broad base of healthcare, retail, and financial clients from sole proprietors to large corporations. Over 7000 clients have come to trust CCB with their accounts receivable collection.” The company additionally explains under their “Collections” tab that they utilize telephone, Q&F, skips, legal, and payment processes to collect on debt.
While your alleged debt with this collections company likely comes from one of the listed areas of collections, it is still incredibly important that as a consumer you confirm with Credit Collections Bureau about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Credit Collections Bureau only has a few complaints posted across the internet. On the BBB, Credit Collections Bureau has received 12 complaints closed in the last 3 years, 6 complaints closed in the last 12 months and 1, 1 star customer review. Additionally, on Google Reviews, the collections company has received 4 reviews awarding the company 1 star overall. These reviews note that this collections company allegedly uses unethical collections practices and may have violated the FDCPA. If you find that you have experienced a similar situation, do not be afraid to file a complaint or leave a review on the BBB or Google Reviews. Lastly, this collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Debt collectors cannot make empty threats to sue you or garnish your wages. This action is illegal. Ultimately, if this collections company cannot prove that you owe the alleged debt it is unlikely that they would choose to sue you, especially if the debt cannot be validated. However, debt collection agencies can summon debtors to court and garnish wages after a default judgment. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you today!
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
If Credit Collections Bureau is calling you, remember that you have rights under the Fair Debt Collections Practices Act (FDCPA). Federal laws protect you. More specifically, the FDCPA regulates the behaviors of collections companies by prohibiting unethical collections practices such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. On top of rights guaranteed by the FDCPA, consumers are also awarded protection under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). If you find that this collections company may have violated any of these laws, be sure to contact an attorney to protect your rights as a consumer.
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, consumers can recover up to $1,000 in damage, plus attorney fees and costs because of rights written in the FDCPA.
You may have a case, if…
“Lemberg Law firm, did a great job representing me against a big and powerful company, they got me a fair but very good deal for me and the company, felling grateful with them.”
“Fighter, that’s what these wonderful people are. I got great service and great lawyers and para-legals in my corner. Above and beyond for the forgotten people. Thanks for everything.”
“Very helpful, didn’t know if they could do anything or not and they took care of the problem completely with little to no effort on my part. They are efficient, competent, and return calls promptly.”
“This firm is outstanding and they really work for the people! The process was smooth and now I know where to go if I ever have another issue with any other debt collector!!! Thank you so much Jodie!!!”
Yes, we would love to assist you with your case. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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