Complete Payment Recovery Services is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
What is Complete Payment Recovery Services?
Complete Payment Recovery Services is a debt collection business based in Saint Petersburg, FL. It appears as though there are a variety of different complaints against Complete Payment Recovery Services alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as charging consumers with invalidated debt and failing to provide documentation of debt owed. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
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Is Complete Payment Recovery Services a scam?
They’re legit. Consumers should take their alleged debt with Complete Payment Recovery Services seriously because this collections company has been in business for 20 years. According to the Better Business Bureau, the company was started on March 19th, 2001. Additionally, while Complete Payment Recovery Services has not received BBB accreditation, the collections company has received an “A-” rating from the Better Business Bureau.
Complete Payment Recovery Services does not leave any messages to consumers on their collections website. The company only provides consumers with contact information for the collections company. While there is no information provided on the ethics and business practices of this company, be wary of any violations of collectors law or suspicious activity from Complete Payment Recovery Services. Lastly, According to zoominfo.com the company has an employee base of 38, and revenue of $8 million.
Remember that while it is important that you do not ignore the need to resolve your alleged debt with Complete Payment Recovery Services, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA. With that being said, remember that the debt which you may have been contacted about is real, and needs to be dealt with.
Who does Complete Payment Recovery Services collect for?
There is no information currently available on Complete Payment Recovery Services’ areas of expertise or clientele due to the company’s website which provides only contact information for consumers. Therefore, because the company does not give any insight into the types of debt they collect on, it is important that as a consumer you confirm with Complete Payment Recovery Services about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Complete Payment Recovery Services?
Complete Payment Recovery Services has accumulated a number of complaints across the internet. In fact, on the BBB, Complete Payment Recovery Services has received 58 complaints closed in the last 3 years and 12 complaints closed in the last 12 months, as well as 9 customer reviews awarding the company an overall rating of 1 star. These reviews mainly noted that this collections company was allegedly using unethical collections practices and charging consumers with invalidated debt without verification and documentation.
There are no other reviews about Complete Payment Recovery Services currently available at this time. However, this collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Can Complete Payment Recovery Services Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely that Complete Payment Recovery Services would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgment. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you today!
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Complete Payment Recovery Services?
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that they were sent to Complete Payment Recovery Services debt collection due to an unpaid check, and a debt collection letter stating that “a payroll check was cashed at a Publix on 7/6/2020, check date 3/20/2020 and returned unpaid.” The complainant claims, however, that the check was cleared through their bank on 5/4/2020 and was never returned for NSF. The complainant even goes as far as to list the control number. After receiving this invalidated debt, the complainant chose to call the number listed on the letter and the employee said she made a note on the account. In order to resolve this problem and receive justice, the complainant claims that they “will be sending a letter and copies of the cleared check and collections letter to Complete Payment Recovery Services Inc.”
Complete Payment Recovery Services Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue Complete Payment Recovery Services for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, consumers can recover up to $1,000 in damage, plus attorney fees and costs because of rights written in the FDCPA.
Want to Stop Complete Payment Recovery Services Debt Collection Harassment Now?
You may have a case, if…
- You have been receiving multiple calls per week from third party collection agencies.
- Debtors collectors have called in the early morning or late night
- You have received calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- A collections company threatened negative reporting
- A debt collector attempts to intimidate you
- A collector has made criminal accusations towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
What Our Clients are Saying
“I never thought I’d finally be free of the nonstop phone calls and letters in the mail, but I finally am free. You went to work straight away, and I saw results fairly quickly. I felt like you really cared about getting me the relief I longed for. I can not thank you enough.”
“When I first emailed the office, I was not exactly sure what they could do for me. I had an idea, but they responded back with what I could expect to take place. I never believed I would be receiving a check, it was definitely a silver lining. They always had great communication. I highly recommend them to anyone seeking consumer legal services.”
“A belated thanks for your company. I still get an occasional call but when I ask them to stop, they stop. Hopefully, sometime in the future, all of the collection agencies will close down. The peace from the constant calls is refreshing.”
“Prior to contacting you, we had tried repeatedly to handle this matter without threatening litigation. In the end, not only were they unapologetic, but they were dismissive – even of an attorney friend who called on our behalf. Sincerest thanks for resolving this matter for us!”
Can You Help Me Delete Complete Payment Recovery Services from My Credit Report?
Yes, we would love to assist you with your case. Call us today.
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