Free Help to Stop Aspire Servicing Center Collections Harassment

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

Aspire Servicing Center

Aspire Servicing Center is a debt collection agency which may have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.



What is Aspire Servicing Center?

Aspire Servicing Center is a debt collections agency based in West Des Moines, IA. It appears as though there are a variety of different complaints against Aspire Servicing Center alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as falsely reporting debt and harassing consumers. If a debt collector has contacted you, make sure you understand your rights before taking action.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Aspire Servicing Center a scam?

They’re legit. Aspire Servicing Center is a real company. This legitimacy can be confirmed by noting that this collections company has been in business for 20 years. Additionally, while Aspire Servicing Center has not been accredited by the Better Business Bureau, it has received an “A+” BBB rating. While the company’s website exists solely to collect on debt, it can be noted that Aspire Servicing Center, “also provides customer service on behalf of its external business partners; disburses private student loans on behalf of its partnering lenders; transmits student loan data among postsecondary institutions and lenders; and resells the computer software it develops.”

Therefore, this collections company provides a variety of services and should be taken seriously as it has achieved legitimacy and verification. In regard to leadership, Steven McCullough, President, is in charge of the company’s business management according to the BBB. Lastly, there is no information currently available on this collection company’s revenue or employee base.

Who does Aspire Servicing Center collect for?

Aspire Servicing Center specializes in student loan debt collection according to the BBB and the collection company’s website. Therefore, the alleged debt that they may be contacting you about, likely relates to this area of service. If you have been contacted by this collections company it would be wisest to attempt to verify said debt by contacting Aspire Servicing Center to attain details on your alleged debt. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Aspire Servicing Center?

Aspire Servicing Center has a large number of complaints posted across the internet. First, on the BBB, this collections company has received 8 complaints closed in the last 3 years and 2 complaints closed in the last 12 months, as well as 6 customer reviews awarding the company only 1 star out of 5. Additionally, Aspire Servicing Center has been rated 13 times by consumers on Google Reviews, awarding the company a less than glowing 1.3 star review. These reviews largely allege that this collections company has harassed consumers and potentially violated the FDCPA.

Ultimately, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to  Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Aspire Servicing Center falls within this category.

Contact Information

Can Aspire Servicing Center Sue Me or Garnish My Wages?

Aspire Servicing Center is unable to to make empty threats to sue you or garnish your wages, as this is illegal. However, this collections company can still choose to sue you or garnish your wages with valid reasoning. Ultimately, if the company has evidence to do so, they may choose to take action and garnish your wages after a default judgement. Therefore, it is wisest to contact an attorney preemptively the ensure that you are aware of your FDCPA rights and able to protect your assets. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Aspire Servicing Center?

Absolutely. You can sue a debt collector.

A complainant explains that on the 25th of each month, they had an automatic payment set up which would be paid before the 28th. After a number of these payments were received, the complainant claimed that they started getting phone calls and letters saying that they weren’t paying. The complainant then chose to send printouts from the collections company’s own site, as well as statements from their bank showing payments were made in full and on time. The collections company only responded by saying: “If you make your payments on time you won’t get letters and calls.” The complainant claims that they had made their payments on time and are appalled that this collections company has reported them to credit agencies.

Aspire Servicing Center Calling You?

If you find that this debt collector is calling or harassing you, familiarize yourself with The Fair Debt Collection Practices Act, which outlines a person’s protections against the abuses and misconduct of collection agencies. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. It is important that if you find that a collections company violated your rights that you contact an attorney to receive aid and legal protection of your assets and rights. Additionally, The Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA) provide consumers with supplementary protection outside of the FDCPA.

Can I sue Aspire Servicing Center for harassment?

Yes you are able to sue. The wisest course of action would be to sue if you believe your FDCPA, TCPA or CFPA rights have been violated. Suing is the correct process to take when your legal rights have been breached. Because federal laws protect citizens like you from these fraudulent practices, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop Aspire Servicing Center Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • A collector has called you in the early morning or late night
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • A collection company threatened you with negative credit reporting
  • A debt collector attempts to intimidate you
  • A collector accused you of criminal conduct
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“Lemberg Law resolved my case and I no longer receive harassing calls, the debt was resolved and I received payment for damages from the harassment. I would definitely suggest using them to help you fight any case you might have. They are friendly, professional and know what they are doing thank you so much…”

“I’ve known attorney Lemberg for a long time but just recently needed his professional advice. Was very impressed with the depth of his (and other attorneys in his office) knowledge of the subject and aggressiveness (in good sense) in pursuing my interests. Highly recommend!”

“As I’d read in other reviews. Not afraid to take on the big guys who think they’re above the law. You will not be sorry if you have a case and Lemberg law representing you. Thank you.”

Can You Help Me Delete Aspire Servicing Center from My Credit Report?

Yes, we would love to help. Call us today.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

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