Free Help to Stop AmeriNational Community Services Collections Harassment

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg


AmeriNational Community Services

AmeriNational Community Services, LLC claims on their website to provide “frequent outreach and encouragement of non-judicial debt resolution.” This collection company may have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.

What is AmeriNational Community Services?

AmeriNational Community Services is a private debt collection agency based in Albert Lea, Minnesota.  It appears as though there are a variety of different complaints against AmeriNational Community Services alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is AmeriNational Community Services a Scam?

They’re legit. AmeriNational Community Services has been in operation since 1999 with over 100 employees. However, they have not been accredited by the Better Business Bureau. Though they have not received accreditation, this collections company has received an “A+” rating from the BBB and should be considered a real collections company. With this information in mind, remember to be wise when dealing with debt collection and contact AmeriNational Community Services regarding your alleged debt instead of writing the company off as a scam.

AmeriNational Community Services claims that “the hallmark of our brand is customer service. We offer an innovative and flexible approach to services that is delivered along-side a continuing focus on regulatory requirements.”   Many complainants, however, feels as though this collections company did not deliver adequate customer service and may have violated the FDCPA.

In regard to leadership, Adrienne Thorson, CEO is cited as the business management of the company according to the BBB. Lastly, on the, AmeriNational Community Services has ” 100 total employees across all of its locations and generates $14.27 million in sales (USD).”

Who does AmeriNational Community Services collect for?

According to their web page, AmeriNational Community Services collects on behalf of Housing Finance Agencies, State and local government agencies & municipalities, Banks, Credit unions, CDFIs, Private lenders, and Nonprofits. Therefore, if this collections company has contacted you regarding debt, the alleged debt likely comes from one of these listed areas of collection. Be smart and contact AmeriNational Community Services to verify said debt and resolve the discrepancy. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against AmeriNational Community Services?

There are currently several online complaints filed against AmeriNational Community Services. As of this post, their Better Business Bureau page has 11 posted complaints and a customer rating of ⅕ stars. The majority of these complaints allege that AmeriNational Community Services violated the FDCPA and falsely reported debt.

It is possible that this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to  Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether AmeriNational Community Services falls within this category.

Contact Information

  • Mailing Address: 217 S Newton Ave Albert Lea, MN 56007-2563
  • Website:
  • Phone Number: (888) 263-7628

Can AmeriNational Community Services Sue Me or Garnish My Wages?

Yes, however it is illegal for AmeriNational Community Services to make empty threats to sue you or garnish your wages. On the other hand, if there is a default judgement this collections company choose to take action against you. While this is possible, it is not common for collectors to resort to this solution unless they have reasoning or real evidence to do so. If you find yourself in a questionable debt collection discrepancy, contact an attorney preemptively to ensure that you receive full protection over your assets and rights through the FDCPA. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against AmeriNational Community Services?

Absolutely. You can sue a debt collector.

A complainant claims that they requested a payoff amount for their home on January 7, 2020. The complainant claims that they were told that it would take approximately 10 days to get the payoff amount sent to them. It is now a month later and they have not received their payoff amount. After multiple attempts at resolving the issue, the collections company simply claimed that they were “waiting on the city.” On one occasion, the complainants claims, “I offered to contact the city myself and was given a number with no name or department.”

Later, an employee of AmeriNational Community Services then told the complainant that they would immediately put them in contact with someone who could assist the complainant. After two weeks, the complainant is still waiting on this call. The complainant claims that they will not be paying any  more monthly payments until this matter is resolved, and they expect that “any late fees that come as a result of not paying be waived considering the lack of customer service and responsiveness.”

AmeriNational Community Services Calling You?

If you find that this debt collector is calling or harassing you, familiarize yourself with The Fair Debt Collection Practices Act. This legislation outlines a person’s protections against the abuses and misconduct of collection agencies. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. It is important that if a collections company violates your rights, you contact an attorney to receive aid and legal protection of your assets and rights. Additionally, The Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA) provide consumers with supplementary protection outside of the FDCPA.

Can I sue AmeriNational Community Services for harassment?

Yes you are able to sue. The wisest course of action would be to sue if you believe your FDCPA, TCPA or CFPA rights have been violated. Suing is the correct process to take when your legal rights have been breached. Because federal laws protect citizens like you from these fraudulent practices, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop AmeriNational Community Services Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • A collector has called you in the early morning or late night
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • A collection company threatened you with negative credit reporting
  • A debt collector attempts to intimidate you
  • A collector accused you of criminal conduct
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“We were very impressed by the level of professionalism that Lemberg Law provided for our case. Highly recommend!”

“If there is anyone contemplating hiring a real competent and professional law firm don’t hesitate to go with winners at “Lemberg Law LLC”.”

“Lemberg Law got a faulty debt of over $ 4000.00 removed completely from my record AND got me the highest award of $ 1000.00 in my settlement. Very kind and very skilled at what they do. I highly recommend Lemberg Law.”

Can You Help Me Delete AmeriNational Community Services from My Credit Report?

Yes, we would love to help. Call us today.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

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