Job hunting is hard enough. When a background check company violates your Fair Credit Reporting Act (FCRA) rights, it can destroy your job prospects. Learn about Americheck and the role they play in background checks.
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What is Americhek ?
Americhek, Inc. was founded in 2000, and is based in California. The company offers employment background screening services in the United States and internationally. It boasts that it is “a leading background research company with both National and International capabilities.”
Americheck provides background check services for a variety of industries. They do background checks on people who want to work in banking, casinos, warehouse distribution centers, healthcare, construction, hospitality, and retail. They also do background checks on people who want to rent or lease apartments, condos, and houses.
Americhek consults many different sources when they conduct background checks. They conduct employment credit searches, verify personal and professional references, trace social security numbers, and look at a variety of criminal and civil records databases.
Contact Information
Americhek, Inc. 27001 La Paz Road, Suite 300-A Mission Viejo, California 92691 Phone: 888-624-7412 Website: http://www.americhek.com
Were You Harmed By False Information or Errors In Your Americhek Report?
The results of an employment background check can determine whether or not you get hired or promoted. Some employment background checks skim the surface, while others dig deep. Your background check may simply verify your social security number and immigration status. On the other hand, it could dig into your social media presence, your criminal history, and your credit history. An employment background check may also include information about your character and reputation, as reported by friends and neighbors.
Whatever the scope of the background check, the Fair Credit Reporting Act outlines legal parameters regarding obtaining your consent for a background check and how potential employers can use that information.
If a background check company like Americhek fails to meet those standards, the FCRA gives you the right to sue.
If you feel you have been harmed by this Americheck, click 844-685-9200 ☎ NOW to call us or complete out our free case evaluation form. We will fight for your rights. Our services are absolutely FREE to you.
What are my Background Check Disclosure and Consent Rights?
You have a number of background check and disclosure rights. For example, an employer is required to obtain your written consent in order to conduct a background check. Once the employer receives the background check, they are required to inform you if they didn’t offer you a job or promotion because of the background check.
In fact, in order to obtain a background check company from Americheck, the employer must certify that a) they’ve given you a standalone document that indicates the employer may conduct a background check; b) that you have given your permission for them to obtain a background check; and c) if they take an adverse action based on your credit report, they will give you a copy and notify you of your FCRA rights.
Your Right to an Accurate and Legally-Compliant Report
Under the law, Americheck must take reasonable steps to ensure its report is as accurate as possible.
The Fair Credit Reporting Act curtails the types of negative information included in an employment background check report. For example, certain legal actions – such as civil lawsuits, arrest records, paid tax liens – can’t be included after seven years. The report can’t list expunged convictions, though it can list other criminal convictions, regardless of date. In addition, the report can’t include accounts being handled by debt collection agencies if they’re more than seven years old. If you’ve successfully completed bankruptcy proceedings, your bankruptcy can’t be included if it’s more than ten years old.
Your Right to Dispute Dispositions and Discrepancies on an Unfair Report from Americhek
If you weren’t hired or promoted because of your background check, the employer is required to provide you with a copy of the report. If you believe any of the information contained in your report is incorrect, you have the right to file a dispute with the background check company.
When you dispute a report, there is a 30-day window for the background check company to investigate and correct any errors.
Your Right to Sue Americheck if your Report Includes Mistakes, Inaccurate, or Illegal Info
If you lost out on a job or promotion because a background check report included inaccurate information or information prohibited by the Fair Credit Reporting Act, you may be able to sue in federal court. If you prevail, you may be awarded statutory damages up to $1,000 or actual damages, along with punitive damages, attorney fees, and court costs.
Actual Complaints
You work hard. You deserve to be judged on your merits, and not on an inaccurate background check report. People just like you who have lost job opportunities due to an inaccurate or unfair employment background check report have sued companies like Americhek for violations of the Fair Credit Reporting Act.
Sometimes, those lawsuits accuse the background check company of being sloppy, and not taking the time to ensure that their work is accurate. Others allege that the company falsely listed felony convictions, including expunged, outdated, or incorrect information. Still other complaints allege inaccurate educational, work, driving, credit or other personal information harmed the person’s chances of getting a job. Finally, cases have been brought that accuse the company of improperly handling disputes brought by consumers.
Ready to Assert Your FCRA Rights?
Fired or Not Hired Because of a an Americhek Employment Background Check? If So, You’re in the Right Place.
● We have a 15-year track record of helping people just like you. We are proud that we have the experience, knowledge, and dedication to get you the best results possible. ● We’ve helped more than 30,000 consumers recover more than $250 million. ● You can concentrate on living your life while we work to obtain the compensation you deserve. ● We care. We know what it’s like to experience harm because a company you’ve never heard of didn’t follow the law. ● We are relentless. We fight to win. We are not afraid to stand up to powerful businesses. That’s what we do. ● Our representation won’t cost you a dime out of pocket. We don’t get paid unless and until you win.
Our mission is to fight for your rights. ✊
If you’re ready to assert your rights and fight incorrect information in your background check, we can help you get justice. Complete our form for a FREE case evaluation, or call 844-685-9200 NOW
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About the Author:
Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."