Alltran Financial, LP is a multi-service collection agency based in Houston, TX. Alltran has been the subject of many consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA) such as unprofessional customer service; inappropriate collection techniques; and failure to provide verification of debts. If Alltran has contacted you about past due collection items, make sure you know your rights before responding.
The harassing company pays our fees.
They’re legit. The Better Business Bureau (BBB) indicates that Alltran Financial, LP is a legitimate collection agency founded in 1987 in Houston, TX. Alternate business names include United Recovery Systems, LP; United Recovery System; and Plaza Recovery. Alltran is listed as a collection agency. In addition to its headquarters location in Houston, Alltran has five satellite offices located in Sartell, MN; Woodridge, IL; Gaithersburg, MD; Bryan, TX; and Tulsa, OK.
Alltran accepts collection accounts from clients in healthcare, financial services, higher education, and government. Each of these services is broken down further into specialized areas of collection activity. For instance, Alltran’s healthcare agents offer specialized service in extended business office; self-pay; insurance billing and follow-up; Medicaid eligibility and verification; bad debt collections; scheduling; and contact services. Similarly, their higher education department specializes in “Perkins cohort management”; Perkins loans; parking; and student receivables.
Alltran’s website is aimed at corporate clients rather than consumers and focuses on its effectiveness as a debt collection agency that gets results. Alltran uses a lot of euphemistic language to construct an image of itself as a professional financial counselor interested in serving the financial needs of consumers. For instance, on a page describing its core values, Alltran described its central business focus as the desire to “solve problems together to achieve excellent consumer experiences and mutually beneficial business outcomes.”
Their page about healthcare self-pay accounts offers as a selling point “Alltran Health’s Self Pay solution…[for] a significant increase in overall collection, reduced account receivable days, and improved financial assistance capture” now that increasing healthcare costs mean that “patients are responsible for 35% of their medical expenses.” Alltran states a mission to “create and foster a culture of problem solvers, who employ empathy and respect.” However, such language is useful in hiding the aggressive nature of the collections industry.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
The BBB lists 71 complaints against Alltran Financial in the past 3 years, with 17 closed in the past 12 months. Most of the BBB complaints allege problems with billing and collection services, although several were filed as a result of poor service. All seven customer reviews of Alltran are negative and cite overly aggressive collection activity and inaccurate credit reporting. The Consumer Financial Protection Bureau (CFPB) lists only 5 complaints against Alltran since November 2016, while Justia lists at least 14 cases of civil litigation naming Alltran as a defendant.
Alltran Financial, LP
5800 North Course Drive
Houston, Texas 77072
Telephone: 800.568.0399
Website: http://alltran.com/industries/financial/
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Alltran would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a Sample Case Filed in Federal Court:
In 2019, a proposed class action was filed against Alltran Financial LP claiming they were attempting to collect a debt from a consumer for an amount that was not yet due.
In May 2017 in United States District Court, Eastern District of Wisconsin, a plaintiff filed an amended class action complaint against Alltran for violations of the Fair Debt Collections Practices Act (FDCPA). In this complaint, the plaintiff stated that she had acquired consumer debt several years earlier, but that in 2011 she filed for bankruptcy and had the debt discharged as a result. The debt was later sold and a judgement for the debt against her ex-husband was issued. In 2016, the plaintiff received a collection letter from Alltran attempting to collect the discharged debt. The plaintiff alleged Alltran’s effort violated the FDCPA by using misleading language to offer a settlement of the claim; and that regardless, Alltran should have known that the debt was not hers and had been discharged in bankruptcy. The judge’s Decision and Order found that the plaintiff’s allegations about false and misleading language were unfounded, but upheld her contention that by attempting to collect a discharged debt, Alltran had violated FDCPA provisions against “false representation of—the character, amount, or legal status of any debt; or any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.”
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
You may have a case, if…
“I got my settlement check yesterday. Thank you all for helping me with my debt problem. The past year has been a really demanding one and this check is really going to help. So impressed by Lemberg Law.”
“Joann was so professional and helpful every time I had a question or needed help. Thank you so much for caring!”
“I have to admit, I was not sure of y’all initially but you proved me wrong. You not only got the calls to stop but you have the company to dismiss the accounts once and for all! Thank you so much! It had been more than I anticipated.”
Chances are we can. Call us today and we’ll tell you how we can help.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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Calling me multiple times a day for a debt that was paid ..I had prepaid credit card with a 200 limit I used till I got real credit card..called that company told to take the 187$ out of my deposit which was 200$ and canceled that card then 6months later the calls start from alltran told the deal and they will not stop with the calls
They are wanting to make a settlement of $5000 against an Account with Toyota Motor financial Company for a car that was repossessed and resold that left a balance on the account of over $13,500. Should I make a settlement or not. They are wanting money in the bank for a settlement of the account and taking it out by electronic transfer.
Alltran financial 855 896 3430! They need to STOP! They calling the people I know I told them to stop! It seems like they’re hard headed.
I came within a few dollars of living on the streets. Alltran Financial has been calling me from phone numbers all over the country. When I block or ignore one, they call from somewhere else. Tonight I get home to find they’re calling my cousin, whom I’m living with while I attempt to restart my life. I’ve been unable to file bankruptcy because I didn’t have a job or enough money, but now that I have a good job they may force my hand.
I have received multiple calls a week from AllTrans Financial to my workplace. I recently recieved a call from the agency on Oct.30, 2019 and Oct. 24, 2019.
Just got a call from “Alltran Health” said they were a third party insurer. I told him I didn’t have anything to do with an Alltran health. Wanted me to verify my address, phone, I asked him why? what it pertained to and he said he couldn’t give me that info. I told him I wouldn’t verify squat until he could and he said good bye.
Alltran Fin Harrassment…I can’t count HOW many numbers and area codes this company DAILY harasses me on and with the same monotonous, creepy spiel. I am paying off an account and they STILL harrang me. Awful.
I received several phone calls from AllTran Financial about an account THAT ISN’T mine.
I’ve never had an account with the bank
(Maryland National Bank) and I’ve never ever owed anyone $62,007.42!!!
They haven’t been able to tell me anything about the account because they say they don’t receive those files??
I think it’s an complete error on their part, but can’t get away from them! I’ve now received a letter which states that there has been a judgement entered against me!!
I called this number as they had indicated that they would give you free advice. The gentleman who answered the phone certainly lived up to the their stated promise. He was knowledgeable and professional. I wish I had known them when I started my restructuring process back in 2017. It has taken me almost 2 years and a lot of sleepless nights. And I want to say here, I would absolutely go with this law firm in the future. And I would NOT ever recommend Fremont Law Group (FLG) as a debt restructurer/collector. I found out there is a difference between a viable law practice and that there isn’t one between a debt collector and FLG. They are worse than working it out directly with a creditor. And in my case I couldn’t deny the debt was mine. I incurred it and I wanted to do the right thing (or as much as I could) to the creditor that gave me the money. But FLG is worse. After they take thousands of dollars from you UP FRONT they then start to pay off debt. So your credit doesn’t improve. You hence have no way to maneuver. They charged me $250 per month to write one check to a creditor to pay a $200 payment and it goes on. When I challenged them on the fees and that I couldn’t even rent an apartment until they started paying off my debt they had guys calling me and screaming at me on the phone about how they negotiated on my behalf… blah blah. In the end I paid them $3000 to write 8 letters to creditors only saying they represented me. They negotiated one debt from $9000 down to about $3000 spread over 1 year. They didn’t negotiate one deal with any other creditor (other than one above) mainly because they didn’t have the FULL pay off amount in their bank UP FRONT. So they gained interest on your funds paid by you as you are struggling and then paid your creditors over time while they skimmed ridiculous fees off the top. You lose precious time when you should be rebuilding your credit to move on.
So on to AllTrans. I found this site because a woman calls me and wants to do a “business deal”. She is from AllTrans. I had paid off the one Alltrans deal I settled myself with one creditor a year ago. I mentioned this, but she wouldn’t give me any information. At all. Be careful because they want your social security number. Don’t give it to them. This law group on this site told me how to deal with them myself for free. I sent letters on my own and made a few calls that got the creditors involved with this one debt collector over their practices. In fact the one debt I had outstanding from this last 2 years just reassigned my debt to Alltrans, which started this process over, but they said they would now monitor calls with this debt collector and their customers to make sure they are aware.
However, it still doesn’t resolve this issue. Hence, why I will probably come back to this firm to finalize everything. It hangs over your head until you’re totally demoralized and then when you pay someone to help you like FLG above even they treat you like a loser rather than the individual with a problem, that needs help and that just paid you thousands of dollars to help them. Money btw that could be paid to your creditor. It doesn’t mean that law groups aren’t entitled to fees. Heck no. It means make sure you have your own goals in mind when you go forward. Make sure you communicate you need to get your credit score up and how do you get to that point. Then call these guys.
Alltran financial called my mother looking for me. I didn’t know my rights and paid them and was highly annoyed by this tactic. But I defaulted and they are at it again.
GOING THROUGH BREAST CANCER. ON SHORT TERM DISABILITY. WORKING PART TIME.
CHEMO APPTS AND LOTS OF OTHER APPTS WONT BE OUT OF THIS TILL THE END OF NEXT YEAR IF I SURVIVE.
THEY CALLING MY JOB. ITS AGAINST THE LAW HERE IN THE STATE OF TEXAS TO HARRASS ME AT MY WORK PLACE. I WILL NOT TAKE ANY CALLS FROM THEM NOR WILL I CALL THEM I DONT HAVE THE FUNDS FOR WHAT EVER THEY ARE CALLING ABOUT.
ME BREAST CANCER CHEMO I HAVE ENOUGH TO WORRY ABOUT. HAD BREAST CUT OFF.
I HAVE NO WAY OF PAYING MY DAILY BILLS . LOOSING MY HOUSING CAR ELECTRIC SHUTOFF.
MAY END UP AT TWIN MISSIONS.
DID A GO FUND ME PAGE AND I GOT NOTHING DONATED TO ME 0.00
tHAT HURT THAT NO ONE WOULD HELP ME.
MY HEALTH IS MORE IMPORTANT THAN ANY LIVING ARRANGMENT CAR ARRANGEMENT OR ANYTHING ELSE. ITS ME FIGHTING CANCER. NOT YOU NOT THEM NOT MY DOG ITS ME.
ALREADY GOTTEN WRITTEN UP AT WORK FOR PHONE CALLS SINCE IVE BEEN BACK WORKING PART TIME. I CANT LOOSE MY MEDICAL BENEFITS
My husband had an account placed with them. We had automatics payments taken every two weeks for over 3 years. I called on Saturday Feb. 2nd 2018 to pay the account in full. Jessica Robinson at Alltran told me I could pay $824 even tho I owed $958 so I paid the $824. I then called today Monday the 5th to ask when the would post she told me she would send it the original creditor but since I still owed $158 she didnt know what they would do. I was confused because I had just paid it. Jessica Robinson told I had not paid it I settled it. I had the $958 to pay it she works there she should have told me I still owed. She even laughed and asked me if it felt good to finally have it paid.
I received a check from Alltran Financial LP ( $ 8.01) I have no idea why I received this check. Is this a scam ? Thank You !
> I got one for that same amount too.
> Yes, scam/trap–they are hoping you deposit it into an account that has money. When they get the check copy they will see your account. Then they will steal your money…….