Account Brokers Inc. is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Account Brokers Inc. is a debt collections agency based in Fort Collins, Colorado. It appears as though there are a variety of different complaints against Account Brokers Inc. alleging violations of the Fair Debt Collection Practices Act (FDCPA) including falsifying credit reports, incessantly harassing debtors, and failing to produce documentation of debt. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Account Brokers Inc. can be considered a legitimate collections company due to the fact that it has been in business for 38 years. Therefore, it is unwise to ignore the need to resolve your debt and write off Account Brokers Inc. as a scam. Account Brokers Inc. was started on March 1st, 1982. The collections business has not been accredited by the Better Business Bureau but it has received an “A+” rating from the BBB. According to the Account Brokers Inc. website, after the company was founded in 1981 it expanded into Fort Collins, Colorado in 1989, and the company’s locations ultimately merged to create a single, Fort Collins branch.
In regard to the collection company’s qualifications, according to their website, Account Brokers Inc. is a part of a variety of professional organizations including: American Collectors Association (ACA), Associated Collection Agencies, Fort Collins Chamber of Commerce, Healthcare Financial Management Association (HFMA), American Association of Healthcare Administrative Management (AAHAM), Association of Residential Property Managers (NARPM), Northern Colorado Chapter, Experian Credit Reporting, Trans Union Credit Reporting, and CBI Equifax Credit Reporting. Lastly, According to dnb.com, Account Brokers Inc. has a total of 8 employees and earns $629,857 in sales. In respect to the leadership of the company, Account Brokers is managed by President James F Bruenger and Principal Kelli W Bruenger.
Account Brokers Inc. specializes in collections for a variety of different clientele. However, the company did not leave any information on their website about what areas of debt collection they work in, or who they specifically collect for. Ultimately, this means that your debt could come from a variety of different sources. Because of this lack of clarity in understanding what area of collections Account Brokers Inc. works in, it is wisest to confirm which debt is specifically owed and to whom when inquiring about your debt. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Account Brokers Inc. has received a number of complaints across the internet, including BBB.org. While BBB.org rated the company with an “A+” without accrediting the business, Account Brokers Inc. has still received 1 complaint closed in last 3 years and 1 complaint closed in last 12 months on the BBB website. While Account Brokers Inc. has spent time responding to these two complaints on the BBB, the reoccurrence of similar complaints and issues has done damage to Account Broker Inc.’s reputation within the collections world. On top of the BBB.org complaints, Account Brokers Inc. has also received 26 reviews on Google Reviews, amounting to a 1.7 star review. More seriously, Account Brokers Inc. has also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. The majority of these complaints and lawsuits consisted of allegations of violating the FDCPA and the TCPA.
While Account Brokers Inc. is not able to make empty threats to sue you or garnish your wages because it is illegal, it is not uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. Account Brokers Inc. would likely choose not to sue you for a debt you may not owe or they cannot verify, but if they are able to do so it is the wisest option to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
On April 18, 2013 a complainant was contacted by a collector from Account Brokers Inc. about an unpaid debt that the company had acquired. After the complainant answered the phone the collector immediately asked that the debt balance be paid in full on the spot. The complainant countered this demand by asking to make a payment of $100, which was turned down by the collections company almost immediately, and was instead met by a threat to pursue a lawsuit against the complainant. It was after this phone call that the complainant’s mother was contact by Account Brokers Inc., telling her the details of the debt and insisting that it be paid immediately. The complainant’s mother was also threatened with a lawsuit over the debt in question. After finding out that this company had contacted her mother the complainant became angry and upset and chose to file a lawsuit against Account Brokers to protect herself and her FDCPA rights.
If you find yourself allegedly indebted to Account Brokers Inc., it is important that you learn to protect yourself by understanding your rights when it comes to collections companies. This protection can be achieved by familiarizing yourself with the Fair Debt Collection Practices Act, which outlines a person’s protections against the abuses and misconduct of collection agencies. You can find these rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. In addition to your rights under the FDCPA, do not forget that you also have additional rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, you can sue. If you would like to be able to recover your damages and protect yourself as an individual, you ideally should. The correct action to take when your FDCPA rights are breached is to sue. Federal laws protect citizens like you from these fraudulent practices. You should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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