Margraf Collection Agency is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Margraf Collection Agency is a debt collections agency based in Fort Atkinson, Wisconsin. It appears as though there are a variety of different complaints against Margraf Collection Agency alleging violations of the Fair Debt Collection Practices Act (FDCPA) including harassing consumers and refusing to remove paid off accounts. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Margraf Collection Agency can be considered a legitimate collections company due to the fact that it has been in business for 62 years and has received an “A+” rating from the Better Business Bureau. Therefore, it is unwise to ignore the need to resolve your debt and write off this collections company as a scam. However, the collections business has not been accredited by the Better Business Bureau.
Margraf Collection Agency does not currently have an active website with information on the company’s compliance standards. However, many complainants believe that Margraf Collection Agency may not have helped them resolve their outstanding debt problems in a professional or courteous way. More seriously, many complaints on the BBB claim that Margraf Collection Agency may have violated the FDCPA. Lastly, According to Dnb.com, Margraf Collection Agency has a total of 8 employees and sales of $460,000.
Margraf Collection Agency does not cite which specific area of collections that they specialize in, or what specific companies they work for. Due to this lack of information available on this collections website, it is wisest to confirm which debt is specifically owed and to whom when inquiring about your debt. Due to the outsourcing of debt, inquiring as soon as possible is the smartest move to make because one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are a few complaints currently posted about Margraf Collection Agency across the internet. First, on the BBB, the collections company received three, 1 star reviews. Secondly, on Google Reviews, Margraf Collection Agency received fifteen reviews amounting to a 1.5 star review overall. Ultimately, the similarities between these complaints and the angry sentiments of complainants awards this collections company a less than glowing review. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
Like most collections companies, Margraf Collection Agency would likely only choose to sue or garnish wages after a default judgement. This choice is due to the fact that it is illegal for Margraf Collection Agency to make empty threats to sue you or garnish your wages. Therefore, a collection company would likely choose not to sue you for a debt you may not owe or they cannot verify, but it is the wisest option to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector.
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, and if you would like to defend your rights and recover your damages you should. Suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices. Moreover, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“Lemberg Law resolved my case and I no longer receive harassing calls, the debt was resolved and I received payment for damages from the harassment. I would definitely suggest using them to help you fight any case you might have. They are friendly, professional and know what they are doing thank you so much…”
“After a few months of frustration with a debt collector, I eventually called Lemberg Law. It was among the best financial decisions I have ever made. Jody and her staff were comprehensive, useful, and above all else powerful. I highly recommend their services and thank them for their continual efforts.”
“My experience with the Lemberg Law team was top-notch. They listened to my concerns, answered every one of my questions with patience and professionalism, and kept me informed about my case every step of the way. I highly recommend Sergei Lemberg and his colleagues for any type of consumer law issue.”
Yes, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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