Foundation Resolution Services is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Foundation Resolution Services is a debt collections agency based in Thomaston, Georgia. It appears as though there are a variety of different complaints against Foundation Resolution Services alleging violations of the Fair Debt Collection Practices Act (FDCPA) including charging debtors with invalidated debt and communicating consumers’ debt with third parties. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Foundation Resolution Services can be considered a legitimate collections company due to the fact that it has been in business for multiple years . Therefore, it is unwise to ignore the need to resolve your debt and write off this collections company as a scam. However, the collections business has not been accredited by the Better Business Bureau nor rated by the BBB.
Additionally, Foundation Resolution Services claims, “We use proven finance strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.” While this company may be helpful to their clients, many complainants feel as though Foundation Resolution Services may not have helped them resolve their outstanding debt problems in a professional or courteous way. Many complaints on the BBB claim that Foundation Resolution Services may have violated the FDCPA. Lastly, the Better Business Bureau lists a “Ms. Kingston” as the Principal contact for Foundation Resolution Services.
Foundation Resolution Services does not cite on their website which specific area of collections that they specialize in, or what specific companies they work for. The website only leaves consumers and clients with a service related message, writing, “We provide a comprehensive array of dispute management services aimed at helping clients manage their disputes, as much as possible, on their own terms. Whether through arbitration, mediation, or various types of claim evaluation or dispute facilitation, our clients typically come to us seeking to take control of their disputes, in a welcoming environment”.
Because there is little information available on this collections website, it is wisest to confirm which debt is specifically owed and to whom when inquiring about your debt. Due to the outsourcing of debt, inquiring as soon as possible is the smartest move to make because one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Foundation Resolution Services has received a number of complaints. It is no surprise that without accreditation and without a BBB rating that the company has received many complaints on the Better Business Bureau. This collections company has received 5 complaints closed in the last 3 years and 5 complaints closed in the last 12 months, as well as ten, 1 star customer reviews on the BBB. A majority of these complaints included concerns about the collections company failing to effectively communicate with consumers to help resolve debt and charging consumers with invalidated debt.
Foundation Resolution Services has not responded to any of these complaints. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
Yes and no. Ultimately, if Foundation Resolution Services chooses to sue or garnish wages they will likely do so after a default judgement. However, it is illegal for Foundation Resolution Services to make empty threats to sue you or garnish your wages. Like most collections companies, this debt collector would likely choose not to sue you for a debt you may not owe or they cannot verify, but it is the wisest option to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Yes. You can sue a debt collector. Here is a sample complaint:
According to a complainant, Foundation Resolution Services has harassed the complainant over the last 6 months. The complainant claims that this company has called them numerous times alleging that they owe debt under a name that does not belong to the complainant. The collections business has gone as far as accusing the complainant of lying due to the fact that the name of the debtor matches the complainant’s wife’s maiden name. Because this debt is incorrectly charged, the complainant has asked that Foundation Resolution Services remove the account and cease contact with the complainant. This collections company has proceeded to harass the complainant and call from a multitude of different numbers.
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, and if you would like to be able to recover your damages and protect yourself as an individual, you ideally should. Suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been breached. Federal laws protect citizens like you from these fraudulent practices. You should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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