- Lemberg Law
- FDCPA – Debt & Credit Complaints
- Debt Collection FAQ’s
- How to Vacate a Judgment
You Can Vacate a Judgment
If you discover that you have a default judgment against you, there are options for getting rid of it by having the judgment vacated. The process works like an appeal. Once you can vacate a judgment, it is as though it never existed. You may have a sound case that would lead a judge to vacate the default judgment – and you may not even realize it.
If any of the following are true, you may have standing to file to vacate a judgment:
- You never received the legal paperwork, such as the summons or complaint, that resulted in a default judgment
- A default judgment was issued without a hearing
- You requested verification of the debt, but the debt collection agency never sent you a validation notice, but then obtained a default judgment
- The debt in question was so old that it was past the statute of limitations and therefore legally uncollectible, even though the debt collection agency obtained a default judgment
- You had a good reason for not responding to the summons or complaint, but a default judgment was entered anyway
Once you vacate a judgment, you can provide proof to credit reporting agencies, which are obligated to remove the default judgment from your credit reports.
If you have been subjected to a summary judgment, the legal team at Lemberg Law would welcome the opportunity to help you. Call us at 475-277-2200 or complete our web form for a free case evaluation.