Spire Recovery Solutions is a debt collection agency which claims to be “committed to best practices and high standards for quality and compliance.” It appears as though there are a variety of different complaints against Spire Recovery Solutions alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Spire Recovery Solutions has been in operation since 2017. The Better Business Bureau has accredited Spire Recovery Solutions as a business since 2020, likewise assigning them an A+ letter grade. Therefore, it can be noted that this collections company is a legitimate business. Do not ignore the need to resolve your debt with this Spire Recovery Solutions.
Spire Recovery Solutions notes on their website that their collections business “brings together” creditors and consumers in order to find fair resolutions. This alleged fairness is extended through their compliance program and the company’s “designation” as an RMAI Certified Receivables Business and membership in ACA International. Though this collections company argues to the contrary, many complainants feels as though Spire Recovery Solutions did not deliver adequate customer service and may have violated the FDCPA. Spire Recovery Solutions is lead by Mr. Joseph Torriere, President and Mr. Clifton Gibson, Chief Compliance Officer. Lastly, according to zoominfo.com Spire Recovery Solutions has 35 employees and a revenue of $6 million.
Spire Recovery Solutions collects on behalf of creditors in several unspecified areas. Ultimately, due to the lack of information available on Spire Recovery Solutions’ areas of expertise and their clientele, it is wisest to inquire about your specific debt. In order to adequately resolve your debt discrepancy, it is necessary to contact Spire Recovery Solutions to verify your alleged debt and attain details on the account owed. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are currently 13 complaints filed against Spire Recovery Solutions on their Better Business Bureau Web Page. Additionally, this collections company has 7 complaints posted on Google Reviews, awarding the company a measly 2.7 star review overall. The majority of these complaints allege that Spire Recovery Solutions harassed and threatened consumers, a direct violation of the Fair Debt Collection Practices Act.
It is possible that this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Spire Recovery Solutions falls within this category.
Yes, however it is illegal for Spire Recovery Solutions to make empty threats to sue you or garnish your wages. On the other hand, if there is a default judgement this collections company choose to take action against you. While this is possible, it is not common for collectors to resort to this solution unless they have reasoning or real evidence to do so. If you find yourself in a questionable debt collection discrepancy, contact an attorney preemptively to ensure that you receive full protection over your assets and rights through the FDCPA. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that on Monday, May 24th, Spire Recovery Solutions called the complainant and left a voicemail. The collections company also allegedly called the complainant’s father regarding an account that the complainant claims they had already settled and paid off. Upon receiving these calls, the complainant chose to provide proof of this paid off debt through a letter which indicated that the complainant no longer has any debt to the company and that the account has been settled in full. According to the complainant, the collections company claimed that everything was okay and that the complainant would not be billed. However, on Tuesday May 25th, the complainant’s mother received a phone call from Spire Recovery Solutions. The complainant alleges that this is a form of harassment as their debt has already been paid off and they are contacting family members regarding personal, resolved information.
If you find that this debt collector is calling or harassing you, familiarize yourself with The Fair Debt Collection Practices Act. This legislation outlines a person’s protections against the abuses and misconduct of collection agencies. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. It is important that if a collections company violates your rights, you contact an attorney to receive aid and legal protection of your assets and rights. Additionally, The Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA) provide consumers with supplementary protection outside of the FDCPA.
Yes you are able to sue. The wisest course of action would be to sue if you believe your FDCPA, TCPA or CFPA rights have been violated. Suing is the correct process to take when your legal rights have been breached. Because federal laws protect citizens like you from these fraudulent practices, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“I contacted Lemberg Law to assist me in a credit dispute. They were prompt, meticulous and helpful. I highly recommend them for settling creditor disputes. I am very thankful for their involvement and dedication to seeing my case through to a successful conclusion.”
“My experience with the Lemberg Law team was top-notch. They listened to my concerns, answered every one of my questions with patience and professionalism, and kept me informed about my case every step of the way. I highly recommend Sergei Lemberg and his colleagues for any type of consumer law issue.”
“Had an annoying collector that wouldn’t take no for an answer. Lemberg law showed them what NO means and did a GREAT and professional job . . . .”
Yes, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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Spire Recovery Solutions (SRS) are very unprofessional. They super early on the morning and they don’t even give me the information I have requested from such as a letter stating details. Now they are calling my family and friends. They have called my sister a bi**h and telling her that I’m a bad person and no matter what they will find me. I’m tired of the multiple calls a day and them calling my family and friends.