Sage Capital Recovery is a private debt collection agency based in Cherry Hill, New Jersey. It appears as though there are a variety of different complaints against Sage Capital Recovery alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Sage Capital Recovery has been in operation since 2008. The Better Business Bureau has accredited Sage Capital Recovery as a business since 2014, likewise assigning them an A+ letter grade. With this accreditation and stellar BBB rating it is easy to conclude that Sage Capital Recovery is a real business. Be sure to contact this collections company regarding your debt instead of writing off Sage Capital Recovery as a scam.
Sage Capital Recoveries writes on their collections website that their, “Recovery with Respect philosophy allows [them] to deliver top-tier results while maintaining an unwavering professional approach.” One can conclude that the collections company would take these matters very seriously, however, it is possible that some complainants may argue the contrary and claim that this collections company violated collector’s law. In regard to leadership, Sage Capital Recoveries is headed by Mr. Randy Cook, CEO; Mr. Bob Wands; Director of Operations; and Mr. David A Huber Esquire, Chief Compliance Officer. Lastly, according to dnb.com the collections company has “14 total employees across all of its locations and generates $2.50 million in sales (USD).”
According to the Better Business Bureau, Sage Capital Recovery collects on behalf of creditors in the medical sector. Therefore, it is likely that your alleged debt comes from a past due medical bill. While this may be the case, it is still essential that as a consumer you contact Sage Capital Recovery to inquire about your specific debt and adequately resolve your debt discrepancy. By contacting the collections company, you award yourself the power to gain necessary information to verify your alleged debt and attain details on the account owed. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are currently five complaints filed against Sage Capital Recovery with the Better Business Bureau, many of which allege that the collections company pursued nonexistent or already settled debts. If you believe that Sage Capital Recovery may have violated the FDCPA do not hesitant to contact an attorney and file a complaint.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Sage Capital Recovery falls within this category.
Yes and no. Legally Sage Capital Recovery cannot make empty threats to sue you or garnish your wages. However, this does not mean that the collections company is simply unable to sue your or garnish your wages. Alternatively, if there is a default judgment or Sage Capital Recovery has evidence to support the garnishment of your wages, they will be able to proceed with this action. Therefore, in order to guarantee the safety of your assets and rights you should contact an attorney for legal advice and protection. Moreover, the FDCPA protects consumers like you from fraudulent collection practices. Call Lemberg Law today to find out how we can help fight back against fraudulent collection practices.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that Sage Capital Recovery is continuously harassing them through incessant phone calls. After reading other complaints regarding this collections company, the complainant became very hesitant to pay this alleged debt. Additionally, the company is threatening wage garnishment if the complainant does not immediately resolve the alleged debt. Ultimately, though there are many messages left, the company never explains the reason for calling or what company they are specifically collecting for. The harassment and threats are a red flag, and the complainant does not wish to take any chances by paying off invalidated debt.
The Fair Debt Collection Practices Act protects consumers like you against fraudulent collection practices. If you have fallen victim to the harassment of a collections company, or other illegal practices, familiarize yourself with the FDCPA to understand your legal rights and protections. You can find these protections listed on the Federal Trade Commission’s website under “Debt Collections FAQs”. Additionally, on top of the FDCPA consumers are also guaranteed legal security through The Telephone Consumer Protection Act (TCPA) and The Consumer Financial Protection Act (CFPA). Contact an attorney preemptively if you find that any of your rights under these collectors’ laws have been violated.
Yes. Ultimately, suing is the correct course of action given that your FDCPA, TCPA or CFPA rights have been breached. These federal laws award consumers the power to fight back against unethical collections practices. Take back your power and contact an attorney to defend your rights and guarantee the safety of your assets. In sum, Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs. Call Lemberg Law today to find out how we may be able to assist you with your case.
You may have a case, if…
“Amazing work! After being harassed for over a month with automated voicemails, I got in touch with Lemberg Law. All I had to do was provide a little information, the numbers, and the voicemail recordings, and they sent me a no-risk, representation agreement. A few weeks later, they called me with a settlement agreement from the company who now agreed to pay me, pay Lemberg’s legal fees, and stop harassing me.”
“They were quick and responsive. I had a debt collector harassing me over a debt that wasn’t mine. They threatened me with ruining my credit. But these guys got it taken care of!! The debt was removed and I received $750 from the collectors. Thank you!!”
“The associates at Lemberg Law took amazing care of me and my situation involving the collection agency. They walked through the steps of process thoroughly and the rest is history. I can’t thank them enough. Thank you!!”
Yes, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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