Impact Receivables Management is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Impact Receivables Management is a debt collections agency based in Stafford, Texas. It appears as though there are a variety of different complaints against Impact Receivables Management alleging violations of the Fair Debt Collection Practices Act (FDCPA) including harassing consumers and charging consumers with invalidated debt. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Impact Receivables Management can be considered a legitimate business due to the fact that the company has many years of experience. Though Impact Receivables Management has received an “F” rating from the BBB and is not BBB accredited, it is still necessary that alleged debtors work to resolve their account discrepancies. Ultimately, it is important that you attempt to resolve your alleged debt with Impact Receivables Management instead of writing the company off as a scam.
Though it appears as though Impact Receivables Management values compliance and professionalism according to their website, many complainants claim that the collections company may not have helped them resolve their outstanding debt problems in a courteous way. Additionally, many complaints on the BBB claim that Impact Receivables Management may have also violated the FDCPA. The collections company does not list any leaders of their company on their website or BBB page.
Impact Receivables Management does not cite on their website which specific area of collections that they specialize in, or what companies they work for. Due to this lack of information regarding the collection company’s debt specialization, it is important that you confirm with the collections company about what debt is owed and to whom. Due to the outsourcing of debt, inquiring as soon as possible is the smartest move to make because one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Impact Receivables Management has racked up a number of complaints on its BBB page. According to the BBB, Impact Receivables Management has received 22 complaints closed in the last 3 years and 8 complaints closed in the last 12 months, as well as 13 customer reviews amounting to a 1.31 star review overall on the BBB. A majority of these complaints included concerns about the collections company reporting on consumers accounts without verification and harassing consumers.
Impact Receivables Management has left all complaints on the BBB unanswered. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
Yes and no. Ultimately, if Impact Receivables Management chooses to sue or garnish wages they will likely do so after a default judgement. However, it is illegal for Impact Receivables Management to make empty threats to sue you or garnish your wages. Like most collections companies, this debt collector would likely choose not to sue you for a debt you may not owe or they cannot verify, but it is the wisest option to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that Impact Receivables Management charged them with invalidated debt. The complainant proceeded to call the collections company back to explain that their identity was stolen and the debt did not belong to them. Afterwards, the complainant demanded information on the debt owed and proof of verification, and was met by contempt and aggression from the Impact Receivables Management employee. The complainant explains that they have repeatedly informed Impact Receivables Management that their identity was stolen, and if the calls and charges continue they will choose to sue.
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, and if you would like to be able to recover your damages and protect yourself as an individual, you ideally should. Suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been breached. Federal laws protect citizens like you from these fraudulent practices. You should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“This firm is outstanding and they really work for the people! The process was smooth and now I know where to go if I ever have another issue with any other debt collector!!! Thank you so much Jodie!!!”
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“They settled my case so fast. No more harassing calls from them bothersome credit card companies. it was a everyday thing 2 to 4 calls a day. I can have peace now. Thank you for all your help.”
Yes, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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