Foster & Monroe is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Foster & Monroe is a debt collections agency based in West Seneca, New York. It appears as though there are a variety of different complaints against Foster & Monroe alleging violations of the Fair Debt Collection Practices Act (FDCPA) including charging debtors with invalidated debt and failing to communicate with debtors. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Foster & Monroe can be considered a legitimate collections company due to the fact that it has been in business for 8 years . Therefore, it is unwise to ignore the need to resolve your debt and write off this collections company as a scam. However, the collections business has not been accredited by the Better Business Bureau and has received an average “B” rating from the BBB.
Additionally, Foster & Monroe claims, “We are a fully licensed team of skilled and experienced professional account managers with a history of success when it comes to helping our clients”. Many complainants, however, feel as though Foster & Monroe may not have helped them resolve their outstanding debt problems in a professional or courteous way. Many complaints on the BBB claim that Foster & Monroe may have violated the FDCPA. Lastly, According to Zoominfo.com, Foster & Monroe has a total of 22 employees and a revenue of $4 million. For compliance concerns, the BBB cites Dan Frederick, Compliance Manager as the main point of contact.
Foster & Monroe does not cite on their website which specific area of collections that they specialize in, or what specific companies they work for, it only leaves consumers and clients with a list of their services which include skip tracing, asset search, public records, and employment. Because there is little information available on this collections website, it is wisest to confirm which debt is specifically owed and to whom when inquiring about your debt. Due to the outsourcing of debt, inquiring as soon as possible is the smartest move to make because one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Foster & Monroe has received a number of complaints across the internet, including BBB.org. It is no surprise that without accreditation, the company has received many complaints on the Better Business Bureau. This collections company has received 53 complaints closed in the last 3 years and 32 complaints closed in the last 12 months, as well as two, 1 star customer reviews on the BBB. Additionally, Foster & Monroe received one, 1 star Google Review. A majority of these complaints included concerns about the collections company failing to effectively communicate with consumers to help resolve debt.
Foster & Monroe has responded to a majority of these complaints. However, the reoccurrence of similar complaints has largely affected Foster & Monroe’s reputation within the collections world. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
Yes and no. Ultimately, if Foster & Monroe chooses to sue or garnish wages they will likely do so after a default judgement. However, it is illegal for Foster & Monroe to make empty threats to sue you or garnish your wages. Like most collections companies, Foster & Monroe would likely choose not to sue you for a debt you may not owe or they cannot verify, but it is the wisest option to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Yes. You can sue a debt collector. Here is a sample complaint:
A complainant explains that Foster & Monroe has been calling and emailing them about a debt with PlainGreenllc. Additionally, the complainant claims that they have falsely placed this debt on their credit report. On top of this claim, the complainant explains that they believe that they do not owe this company any money and, “would like for Foster and Monroe to send a contract showing the money borrowed from Plain Green”. The complainant claims that according to The Dept of Financial Institutions, there is no record of Plain Green being licensed in the state, and according to the Dept of Commerce and Insurance Foster & Monroe is allegedly not licensed to collect in the state. The complainant would like Foster & Monroe to cease contact with themselves and their family and to remove the collection from their credit report.
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, and if you would like to be able to recover your damages and protect yourself as an individual, you ideally should. Suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been breached. Federal laws protect citizens like you from these fraudulent practices. You should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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