Financial Adjustment Bureau is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Financial Adjustment Bureau is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
The harassing company pays our fees.
They’re legit. Financial Adjustment Bureau can be considered a legitimate collections company due to the fact that it has been in business for 69 years. Therefore, it is unwise to ignore the need to resolve your debt and write off this collections company as a scam. Financial Adjustment Bureau was started on January 1st, 1952. The collections business has been not accredited by the Better Business Bureau, but it has received an “A” rating from the BBB. There is currently no information provided by this collections company, on their collections website regarding their ethics and collections practices.
According to many complaints on the BBB, Financial Adjustment Bureau may have violated the FDCPA many times. Lastly, According to dnb.com, Financial Adjustment Bureau has a total of 8 employees and earns $633,912 in sales. Additionally, according to the Better Business Bureau, Financial Adjustment Bureau is lead by Marty Dean, Vice President.
Financial Adjustment Bureau does not currently have an up and running website, therefore there is no information currently available on this collection company’s areas of expertise of clientele. Because there is no information currently available, it is wisest to confirm which debt is specifically owed and to whom when inquiring about your debt. Due to the outsourcing of debt, inquiring as soon as possible is the smartest move to make because one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Financial Adjustment Bureau has received a number of complaints across the internet, including BBB.org. While BBB.org rated the company with an “A”, Financial Adjustment Bureau has still received a 5 complaints closed in the last 3 years. A majority of these complaints included complaints about false credit reporting. Financial Adjustment Bureau has spent time responding to these complaints, however, the reoccurrence of similar complaints and issues has done damage to Financial Adjustment Bureau’s reputation within the collections world. On top of the BBB.org complaints, this collections company has also received 18 reviews on Google Reviews. awarding the collections company 2.2 stars. More seriously, Financial Adjustment Bureau could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
While this collections company is not able to make empty threats to sue you or garnish your wages because it is illegal, it is not uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. Financial Adjustment Bureau would likely choose not to sue you for a debt you may not owe or they cannot verify, but if they are able to do so it is best to stay on top of this discrepancy and gain access to an attorney. It is the wisest option to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that they believe Financial Adjustment Bureau was reporting false information to the credit bureaus. Additionally, the complainant believes that this collections company continued to attempt to collect on debt that the complainant claims they are not liable for and did not incur. Ultimately, the complainant believes that this company reported false information to the credit bureau stating that the dispute they have is resolved, when the situation is most definitely not resolved.
If you find yourself allegedly indebted to this collections company, it is important that you learn to protect yourself by understanding your rights when it comes to collections companies. This protection can be achieved by familiarizing yourself with the Fair Debt Collection Practices Act, which outlines a person’s protections against the abuses and misconduct of collection agencies. You can find these rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. In addition to your rights under the FDCPA, do not forget that you also have additional rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, you can sue. If you would like to be able to recover your damages and protect yourself as an individual, you ideally should. The correct action to take when your FDCPA rights are breached is to sue. Federal laws protect citizens like you from these fraudulent practices. You should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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