DLL Finance is debt collector specializing in Agriculture, Food, Healthcare, Clean Technology, Construction, Transportation, Industrial, Office Equipment and Technology debt collection. This collection company may have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
DLL Finance is a debt collector located in Johnston, IA. It appears as though there are a variety of different complaints against this collections company alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. DLL Finance should be considered a legitimate business due to the company’s 20 years of experience. Though this collections company has not been accredited by the Better Business Bureau, the company has received an “A+” rating from the BBB. Therefore, the alleged debt that you may have contacted about should be taken seriously. If you choose not to contact the collections company regarding the account you risk harm to your credit and financial stability. Be wise, do not write off DLL Finance as a scam.
Additionally, this collections company claims that alongside the company’s 20+ years of experience within collections exists a staff which focuses on four core values: Respect, Integrity, Professionalism, and Sustainability. More specifically, the collections company claims that the company’s banking and financial services “has been consistently rated by Global Finance as one of the world’s most sound and sustainable financial institutions, as well as one of the world’s safest banks.” Though this collection company promises to be a professional and reputable business, it is still possible that DLL Finance may still have violated the FDCPA. Lastly, according to dnb.com, this collections company “Has 250 total employees across all of its locations and generates $73.28 million in sales (USD). There are 814 companies in the Dll Finance LLC corporate family.”
DLL Finance writes on their website that they specialize in “Agriculture, Food, Healthcare, Clean Technology, Construction, Transportation, Industrial, Office Equipment and Technology debt collection.” Though information is provided on the company’s areas of expertise it is still important to clarify with the company about who you allegedly owe. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
DLL Finance has received a few complaints over its time in business. On the Better Business Bureau the company has received 7 complainants in the last 3 years with 4 customer reviews amounting to 1 star overall. DLL Finance has also received 17 Google Reviews, in total awarding the company a measly 2.2 star review. If you believe that this collections company may have violated the FDCPA do not hesitate to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether DLL Finance falls within this category.
It is illegal to a debt collector to use empty threats to sue you or garnish your wages. The Fair Debt Collection Practices Act prohibits this action. While this act is illegal, debt collectors may choose to garnish wages for consumers whose debt is verified and legitimate. Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. Lemberg Law specializes in debt collection cases, and as a company we have advocated for tens of thousands of victims of debt collector harassment. Call us today to find out how we may be able to assist you with your case.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that DLL Finance put them in a horrible financial situation. The complainant claims that they receive a monthly invoice “with absolutely no information on it other than the contract number and amount due”. According to the complainant, they recently made a human error by accidentally transferring too much money out of their account. Ultimately, DLL tried to put the payment through but it was rejected, and the complainant was immediately notified by their bank and transferred the money back into the account, believing that DLL would put it through again. The complainant then found that they only put the payment through once, and once the payment is returned consumers automatically get a $30 fee. The company additionally charged the complainant another $10 because they “didn’t have an account on file”.
Those who have fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies.
Yes. You can absolutely sue. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. Consequently, if action is taken, you can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages.
You may have a case, if…
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“Lemberg Law firm, did a great job representing me against a big and powerful company, they got me a fair but very good deal for me and the company, felling grateful with them.”
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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