Day Knight & Associates is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Day Knight & Associates is a debt collection business based in Ballwin, Missouri. It appears as though there are a variety of different complaints against Day Knight & Associates alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as trying to collect on paid off debt and harassing consumers. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Day Knight & Associates previously operated under the name Crown Holdings LLC, and their BBB account is under that name. According to said BBB page, Day Knight & Associates has practiced collections for roughly 20 years. The business was incorporated on December 26th, 2000 and its BBB file was opened on September 8th, 2005. Though Day & Knight Associates has not been accredited by the Better Business Bureau, the company has received an impressive “A+” rating from the BBB. It is due to the company’s many years of experience, and its outstanding rating from the BBB that Day Knight & Associates can be considered a real, legitimate business. Consumers should be aware that Day Knight & Associates is not a scam.
According to the Day Knight & Associates website, the company claims, “While collecting past due accounts is our business, helping people solve their financial problems is our commitment. People on our staff are experienced in credit and collections and are able to assist you if you let them”. Many complainants believe that they did not receive this aid that Day Knight & Associates claim that they provide. In fact, many consumers allege to the contary, stating that many of Day Knight & Associates’ practices are both unethical and illegal. Lastly, According to zoominfo.com the company has an employee base of 6, and revenue of $1 million. The leadership of the collections company is headed by Vice President Kevin Baich.
Remember that while it is important that you do not ignore the need to resolve your alleged debt with Day Knight & Associates, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA. With that being said, remember that the debt which you may have been contacted about is real, and needs to be dealt with.
Day Knight & Associates does not provide any information to consumers about who they specifically collect for or what area of collections they specialize in. Because of this uncertainty, it is important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are a number of reviews and complaints currently posted about Day Knight & Associates across the internet. While on the BBB, there is only one complaint closed in the last 3 years, Day Knight & Associates has received many additional complaints on other platforms. More specifically, on Google Reviews the company has received a total of 10 reviews awarding the company an overall 1.5 star review. Additionally, Day Knight & Associates has received 1 review on WalletHub, amounting to a surprising 5 star review. These reviews mainly noted that Day Knight & Associates was allegedly using unethical collections practices and failing to keep consumers informed about their debt owed. The collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
It is illegal for collections companies to make empty threats to sue you or garnish your wages. If Day Knight & Associates cannot verify your debt or you may not owe said debt, they will likely choose not to sue. However, like all debt collection companies, Day Knight & Associates can still summon debtors to court and garnish wages after a default judgement. Flip the script and hire legal aid to solve the discrepancy if you find that Day Knight & Associates may have violated the FDCPA. It is wisest to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector.
The Fair Debt Collection Practices Act protects citizens like you against the abuses and misconduct of collection agencies. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes you are able to sue Day Knight & Associates. If you feel as though your FDCPA rights have been breached, suing is the best course of resolution. In order to recover your damages and protect yourself as an individual, you should sue and utilize the Federal laws that protect citizens like you from these fraudulent practices. Award yourself the power to defend your rights and protect your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“When I first contacted Lemberg Law, I was at my wit’s end, not knowing what to do or how to protect myself against the collection agencies. I felt like I was sinking. After sending in my case evaluation, Lemberg Law quickly threw me a lifeline and turned the tide.”
“Thanks to the staff at Lemberg Law, I have peace of mind again. They worked quickly to find the harassing calls ended and were super considerate when I spoke together. I love the hard work!”
“I am so blessed that during this dreadful, frightening encounter, your company was there to help me. I can not thank you enough.”
Yes, we would love to assist you with your case. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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