D&A Services or Dynia & Associates is a third-party debt collector based in Illinois. D&A has received consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA), such as failing to verify debts and using false or misleading language in an effort to collect a debt. If D&A has contacted you about past due collection items,make sure you understand your rights before responding.
The harassing company pays our fees.
They’re legit. According to the BBB (Better Business bureau) D&A Services is legitimate collection agency headquartered in Des Plaines, Illinois with the Other office in Houston, Texas. They’ve been in business since 2006, and boast over 75 years of collection experience among their executive management team. The debt collection agency collects on behalf of a broad assortment of businesses, including retail and bank cards, auto loans, medical, commercial, student loans, mortgages, utilities and telecommunications, in addition to demand deposit account overdrafts. Dynia & Associates also utilizes letter writing strategies in addition to calling. The company also claims to have advanced skip-tracing technologies that provides the access to a greater number of consumers.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
As of March 2017, the Better Business Bureau reported 38 closed D&A Services complaints over the previous few decades, including 6 closed D&A Services complaints over the past 12 months. The BBB provides D&A Services an A+ rating. Additionally, Justia lists five D&A Services complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 36 closed Dynia & Associates complaints for 2016.
D&A Services, LLC
1400 E. Touhy Avenue, Suite G2
Des Plaines, IL 60018
Phone Number: 877-314-4308
Website: http://www.dnasllc.com/
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely D&A would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Get Free BBB A+ Attorney. Call 475-277-1600 NOW
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. Here are some past Press Releases of Lawsuits Brought On By Lemberg Law Against D&A Services – Dynia & Associates
May 4, 2017. On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, District of Colorado. The case, against Dynia and Associates, charges the debt collection agency with violating state and federal law and asks for $1,000 in statutory damages under the Electronic Fund Transfer Act, plus other relief.
In this digital age, we often don’t think twice about providing companies with our debit card information over the phone. And we may not realize that we are protected by law from having unauthorized amounts withdrawn from our accounts. Our client says that he provided Dynia and Associates with his debit card information over the phone and authorized a one-time payment of $25. To his surprise, Dynia and Associates continued to debit $25 from his account each month for the next six months.
This lawsuit charges that Dynia and Associates violated the Electronic Fund Transfer Act (EFTA) by conducting an electronic fund transfer without our client’s authorization, and by debiting our client’s account without his prior written authorization.
December 8, 2015. There are two things that most people consider annoying: debt collectors and robocalls. Combining the two into robocalling debt collectors can be especially aggravating. Our client claims that Dynia and Associates used robocalls to leave messages on his cell phone to try to collect a debt. However, our client never gave Dynia and Associates his cell phone number nor did he give consent for the debt collection agency to call him.
According to our client, Dynia and Associates also called his mother and told her that he had a debt they were trying to collect. Our client also says it threatened him with jail time if he did not pay the debt.
Oh behalf of our client, Lemberg Law filed a lawsuit in the United States District Court, Northern District of Georgia, against Dynia and Associates. The lawsuit charges that Dynia and Associates violated the Fair Debt Collection Practices Act by revealing debt information to his mother; by engaging in harassing behavior; by causing our client’s phone to ring repeatedly and engaging in telephone conversation with the intent to annoy and harass our client; by using false, deceptive, or misleading representation in connection with the collection of a debt; by threatening our client with imprisonment if the debt was not paid; by employing false and deceptive means to collect a debt; and by using unfair and unconscionable means to collect a debt. The lawsuit also charges Dynia and Associates with violating the Telephone Consumer Protection Act by making automated calls to our client’s cell phone without his consent. It is also charges Dynia and Associates with violating Georgia Fair Business Practices Act. The suit asks for statutory FDCPA damages of $1,000, statutory TCPA damages of $500 to $1,500 per cell phone robocall, and other relief.
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
You may have a case, if…
“When I first contacted Lemberg Law, I was at my wit’s end, not knowing what to do or how to protect myself against the collection agencies. I felt like I was sinking. After sending in my case evaluation, Lemberg Law quickly threw me a lifeline and turned the tide.”
“Thanks to the staff at Lemberg Law, I have peace of mind again. They worked quickly to find the harassing calls ended and were super considerate when I spoke together. I love the hard work!”
“I am so blessed that during this dreadful, frightening encounter, your company was there to help me. I can not thank you enough.”
We can absolutely help. Call us today.
Share your story
Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.
Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
See more posts from Sergei Lemberg
This company has called repeatedly stating I need to return their call on an urgent matter. Today I answered their call and the woman said her name and asked for me, saying she has been sending me letters since December (that is untrue). I asked what company she is calling from. She said D&A Services. So I asked what that company is – she started giving me the spiel about being recorded and I said ‘great, what is D&A Services’. She said she couldn’t tell me unless I verified who I was, I said no, she hung up on me.
I received a call from Dynia today. They spoke with the receptionist at my job. Told here that is was a personal matter concerning my husband. I needed to contact them and this would be the last time they tried to contact me. Do they have the right to leave such a message. I am now the subject to several gossip sessions because the receptionist repeated what was said to my co-workers
If I agreed to payment plan with d&a services can I get out of it?
I just received a call at my work. The caller introduced his self as Jovan Lopez. He asked if this was (insert my name), date of birth & last 4 of my Social Security number. I asked him again who he is. He repeated his name. I told him I don’t know anyone by that name. He said he works for D & A Services. I asked him that was. He said he could not go any further until I verify who I am. I told him I was not giving out my information. He got agitated with me and said “You know what…” I interrupted him and said “If this is a debt collector, you are calling my place of employment and that is illegal.” He started laughing and replied “It is not illegal, you need to look it up.” My response is “No. You need to look it up. I am not allowed to be getting personal calls and could lose my job.” Then I told him he can contact my attorney. He asked for his name, which I gave. Then Jovan asked to spell my attorneys last name and I told him “Hold on.” And then I hung up on him.
Is it too late to ask the associate from D&A Collections a validation letter and a cease to desist letter even after she made me say yes to a payment plan?
I also have received a few calls from the same male voice from D& A Services. I have refused to give him any peraonal info. He states there are several people with my name and need me to verify my info with him. Each time I have refused stating I realize I am being recorded and refuse to give.my info. I told him why would someone answer my phone. He told me he could not tell my why he called until I verified my info. I said ok than good bye! I don’t trust anyone!
I have received several calls from this company who refuses to state the business they are calling in reference to even after verifying my full name and last 4 of social. They state they also need to verify more information all before stating the name of the business they are calling in reference to. I have advised them 3 times that the number they are calling is my cell number and not to call again and they have called 3 more times and 3 more times still refusing to identify the business