Credit Service of Logan is a debt collections agency based in Logan, UT. It appears as though there are a variety of different complaints against Credit Advocates alleging violations of the Fair Debt Collection Practices Act (FDCPA). If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Credit Service of Logan has been in the collections business for 48 years. However, this collections company is not currently rated by the BBB and has not received BBB accreditation. However, it is still important that you do not ignore the need to resolve your alleged debt with Credit Service of Logan, as this would be very unwise and harm your credit and ability to take out future loans. In respect to the company’s timeline, Credit Service of Logan was started on June 15th, 1973 and was incorporated 3 years later.
According to Credit Service of Logan’s online website, the company claims that they, “believe in maintaining client/customer relationships… [and] want encounters with our office to be positive, so customers can return to your place of business without hesitation.” Though this sounds promising, many complainants across the web feel as though this collections company may not have provided debtors the care and professionalism they promise to supply.
In regard to the collection company’s size, according to dnb.com, the company has an employee base of 12 people and a revenue of $1.34 million. Lastly, according to the Better Business Bureau, the leadership of the company is headed by Managers Ms. Teresa L. Maughan and Mr. Marlon Wilson.
Credit Service of Logan does not leave any information regarding their clientele or areas of expertise within collections on their website. Because this information is currently unavailable, it is important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit. Credit Service of Logan considers themselves to be a company that will always treat the consumer with dignity and maintain the highest level of integrity and professionalism within the workplace. If you find that this is not the same quality of service that you have been provided, be sure to read up on your FDCPA rights after being contacted by this collections agency.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Credit Service of Logan has received a number of complaints across the internet. Though there are no complaints or reviews currently filed against this collections company on the BBB, there are some reviews posted on Google Reviews. On this site, there are currently 15 posted reviews awarding this collections company 1.9 stars overall. Credit Service of Logan has responded to a few of these complaints, but the angry sentiments of consumers and the similarity in complaints has made many debtors question Credit Service of Logan’s professionalism, ethics, and integrity. More seriously, Credit Service of Logan could have also been a part of a variety of lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Remember that it is illegal for a collections company to make empty threats to sue you or garnish your wages. While Credit Service of Logan would most likely choose not to sue if they cannot verify your debt or you may not owe said debt, this may not occur under other circumstances. Ultimately, it is not uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. Because of this possibility, it is important that if you find yourself in a similar situation, you choose to sue and attain legal advice. The wisest option in this case would be to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Absolutely. You can sue a debt collector.
A complainant explains that they received a call from Credit Service of Logan telling them that their college daughter had a bounced check and unpaid balance as a result. The complainant claims that, “Because of fees, her balance was now double what it was supposed to be two months ago.” Additionally, the complainant asked why they hadn’t received an email notification and the woman working for Credit Service of Logan claimed that it was due to privacy laws. Afterwards, the complainant chose to contact her daughter regarding the situation and the daughter claimed that she had an email from her college confirming her payment. The complainant alleges that they have no idea how Credit Service of Logan obtained any information regarding any alleged debt.
The Fair Debt Collection Practices Act protects citizen like you from the abuses and misconduct of collection agencies, read up on your rights to learn to protect yourself from unethical collections practices. You can find these rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, you can sue Credit Service of Logan if you feel as though your FDCPA rights have been breached. Ideally, if you would like to be able to recover your damages and protect yourself as an individual, you should sue. Utilize the Federal laws that protect citizens like you from these fraudulent practices. Suing gives individuals the power to defend their rights and protect their assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“Had an insurance company that wouldn’t stop texting after many “stops”. Lemberg Law took care of everything and I got a settlement. Great communications, great service. Definitely recommend.”
“I had received continual phone calls from a debt collector on my cell phone and I installed the Legal call blocker and Lemberg Law contacted me and they took care of it for me without expenses to me. They simply took the money out of the settlement.”
“I called Lemberg law to handle an overly aggressive debt collector who constantly violated the Fair Debt Collection Practices Act. Not only did she settle my case but now this collection agency can no longer harass me. Thank you.”
Yes, we would love to assist you with your case. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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