Coast to Coast Financial Solutions is a debt collector located in Thousand Oaks, CA. It appears as though there are a variety of different complaints against Coast to Coast Financial Solutions alleging violations of the Fair Debt Collection Practices Act (FDCPA) including charging complainants with paid off debt. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Do not simply write off Coast to Coast Financial Solutions as a scam. Because this collections company has many years of experience within debt collection, it can be confirmed that Coast to Coast Financial Solutions is a real, verified business. Do not ignore the need to resolve your debt as this can result in heavier damages to your credit and financial stability.
In addition to this collection company’s many years of experience, the company is additionally awarded legitimacy due to its active Better Business Bureau page. Most notably, Coast to Coast Financial Solutions has received BBB accreditation and an “A+” rating from the Better Business Bureau. The BBB additionally cites the leaders of this collections company as Mr. Christopher Sutton, President/CEO. Lastly, According to dnb.com, Coast to Coast Financial Solutions has an employee base of 24 and has sales of $2.82 million.
The Coast to Coast Financial Solutions writes on their website that they serve a variety of industries including: “waste management, commercial/business to business collection, pest control, lawn services, security/alarm, medical/healthcare, insurance, media subscription, and other industries.”
Because there is such a wide range of clientele it is incredibly important that you verify your debt with this collections company and discuss the account. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Coast to Coast Financial Solutions has received a few complaints on the Better Business Bureau. Currently, this collections company boasts 10 complaints in the last 3 years and 2 customer reviews awarding the company 3 stars overall posted on the BBB. Additionally, there are 22 reviews posted about this collections company on Google Reviews, awarding the company 2.7 stars. If you find that this collections company may have violated the FDCPA be sure to leave a review of file a complaint. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
Legally, collections companies cannot make empty threats to sue you or garnish your wages. If, however, there has been a default judgment, the collections company can choose to sue or garnish wages. If your debt is invalidated, this collections company would likely choose not to sue, but it is wisest to gain access to an attorney if you are unsure about your debt collection circumstances and question whether the collections company is using legal collections practices. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that Coast to Coast Financial Solutions sent them a debt collection letter representing their client stating the complainant has a balance owed. The complainant claims that they have receipts proving that they have paid the balance and checked the online billing portal as well, which states that the complainant has a zero balance. Coast to Coast stated in their letter that their client had repeated “efforts” at resolving this “debt” which is untrue, according to the complainant. Additionally, the complainant claims that they haven’t received calls, emails or letters from the alleged company. Also, according to the complainant, the account number on Coast to Coast’s letter is not their account number.
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, and if you would like to defend your rights and recover your damages you should. Therefore, suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices. Moreover, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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“This firm is outstanding and they really work for the people! The process was smooth and now I know where to go if I ever have another issue with any other debt collector!!! Thank you so much Jodie!!!”
“Lemberg Law is the gold standard for consumer rights. Their staff is highly responsive and very personable and their attorneys are tough!! I highly recommend them and if I need their assistance again I will definitely call Lemberg.”
Absolutely, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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