Bullseye Financial is a debt collection agency which claims not to “threaten, harass, intimidate, or attempt to scare people into paying.” Have they upheld this claim to you? This collection company may have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
What is Bullseye Financial?
Bullseye Financial is a private debt collection agency based in Monticello, Minnesota. It appears as though there may be a variety of different complaints against Bullseye Financial alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
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Is Bullseye Financial a Scam?
They’re legit. Bullseye Financial has been in operation since 2005 and has received an “A+” rating from the Better Business Bureau. Though they have not been accredited by the Better Business Bureau, it can be noted that this collections company is a legitimate business. Do not ignore the need to resolve your debt with this Bullseye Financial.
Bullseye Financial leaves a message to its clientele and consumers on compliance and ethics via their collections website. More specifically, Bullseye Financial claims that they work in conjunction with others to solve financial problems while simultaneously refusing to “harass, threaten, or otherwise attempt to scare people into paying”. This collections company also notes that they follow the Fair Debt Collection Practices Act. If you feel as though Bullseye Financial did otherwise, be sure to file a complaint and contact an attorney to represent your rights.
In regard to leadership, John Twardy, President and Owner is cited at the Business Management of Bullseye Financial on the Better Business Bureau. Lastly, according to zoominfo.com Bullseye Financial has 26 employees and a revenue of $5 million.
Who does Bullseye Financial collect for?
According to Bullseye Financial’s website, the company specializes in the collection of debts related to business and overdue rent. The collections company lists their businesses served, writing: “Accountants, Attorneys, Automotive, Banks, Child Care, Chiropractors, Contractors, Credit Unions, Dental Offices, Medical Clinics, Medical Equipment, Rental Properties/Landlords, and Veterinarians.” Bullseye Financial also lists the different services that they provide: “Collecting Receivables, Collecting Overdue Rent, Collecting Business Debts, Skip Tracing, Judgments, Locating Assets, Garnishing Wages, Levying Bank Accounts, and Assisting in Repossessions.”
Due to this extensive list of clientele and services, it is important that are a consumer you verify your alleged debt with Bullseye Financial. In order to adequately resolve your debt discrepancy, it is necessary to contact the collections company to attain details on the account owed. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Bullseye Financial?
There are currently no complaints filed against Bullseye Financial. As of this post, neither their Google nor Better Business Bureau pages have any negative reviews. While this may be the case, the lack of reviews and complaints against Bullseye Financial does not make your discrepancy less valid or severe.
It is possible that this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Bullseye Financial falls within this category.
Can Bullseye Financial Sue Me or Garnish My Wages?
Yes, however it is illegal for Bullseye Financial to make empty threats to sue you or garnish your wages. On the other hand, if there is a default judgement this collections company choose to take action against you. While this is possible, it is not common for collectors to resort to this solution unless they have reasoning or real evidence to do so. If you find yourself in a questionable debt collection discrepancy, contact an attorney preemptively to ensure that you receive full protection over your assets and rights through the FDCPA. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
If you find that this debt collector is calling or harassing you, familiarize yourself with The Fair Debt Collection Practices Act. This legislation outlines a person’s protections against the abuses and misconduct of collection agencies. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. It is important that if a collections company violates your rights, you contact an attorney to receive aid and legal protection of your assets and rights. Additionally, The Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA) provide consumers with supplementary protection outside of the FDCPA.
Can I sue Bullseye Financial for harassment?
Yes you are able to sue. The wisest course of action would be to sue if you believe your FDCPA, TCPA or CFPA rights have been violated. Suing is the correct process to take when your legal rights have been breached. Because federal laws protect citizens like you from these fraudulent practices, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Bullseye Financial Debt Collection Harassment Now?
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About the Author:
Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions.
He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."