Beacon Services is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Beacon Services is a debt collection business based in Lutherville Timonium, Maryland. It appears as though there are a variety of different complaints against Beacon Services alleging violations of the Fair Debt Collection Practices Act (FDCPA). If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Beacon Services has been in the collections business for 26 years. The company’s BBB profile was opened on July 27th, 2006 and the collections business began on December 27th, 1994. This collections company is currently not accredited by the Better Business Bureau but it has received an “A+” rating. Due to the company’s years in service and its stellar rating it is clear that this company is not scamming consumers. However, while it is important that you do not ignore the need to resolve your alleged debt with Beacon Services, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA. With that being said, remember that the debt which you may have been contacted about is real, and needs to be dealt with.
This collections company also cites on their website that the company has, “Earned a reputation for dealing with consumers fairly while honestly and firmly representing the rights of its clients. Our team has decades of experience and is intimately familiar with all relevant state and federal collection laws. We provide consumers with the ability to make payments over the phone or online 24-hours a day”. Many complainants feel as though this collections company may not have met this mission as they claim they have. Lastly, According to dnb.com the company has an employee base of 5 and sales of $291,912. The leadership of the collections company is headed by Robert Probasco.
Beacon Services cites that their collections company has a background in banking and finance. In fact, their testimonials list clients from national debt buyers, to property managers, to branch managers, to medical management personnel. Though it is likely that your debt resulted from credit owed in the banking and finance area of collections, it is still very important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are a small number of reviews and complaints currently posted about Beacon Services across the internet. On the BBB, Beacon Services has received 1 review and 1 complaint. Additionally, on Google Reviews the collections company has accumulated one, 1 star review. These reviews mainly noted that Beacon Services was allegedly mistreating consumers and threatening debtors. The collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Beacon Services cannot make empty threats to sue you or garnish your wages because it is illegal. In addition to this limitation, collections companies will likely choose not to sue if they cannot verify your debt or you may not owe said debt. However, remember that these companies can still summon debtors to court and garnish wages after a default judgement. If you find that Beacon Services may have violated the FDCPA, the wisest course of action would be to hire legal aid. Contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant was threatened by a member of Beacon Services when they contacted the representative about their alleged debt. The complainant explained to the representative that they are disabled and that they filed for social security disability. The collections company claimed that the complainant was employed for the United States Postal Service and alleged that the complainant was lying, though they actually had no taxable income and no wages to garnish. According to the complainant, they, “explained to the representative that they have been disabled since July 2019 and have records proving that they are disabled”. According to the complainant, the representative continued to be argumentative and stated that the complainant, “Was going to jail and that they have to pay the balance in full”. The complainant additionally claimed that doing a settlement on the account would not be an option. When the complainant demanded that this representative’s actions were a violation of the FDCPA and asked to be transferred to a supervisor, the employee allegedly yelled at the complainant and rejected this request. The complainant is choosing to pursue legal action against this debt collection firm.
The Fair Debt Collection Practices Act protects citizens like you against the abuses and misconduct of collection agencies. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes you are able to sue Beacon Services and if you feel as though your FDCPA rights have been breached, suing is the best course of resolution. In order to recover your damages and protect yourself as an individual, you should sue and utilize the Federal laws that protect citizens like you from these fraudulent practices. Award yourself the power to defend your rights and protect your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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