Axis Financial Services claims to provide “confidential, discreet and hassle-free resolution” of due payments. This collection company may have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Axis Financial Services is a private debt collection agency based in Carlsbad, California. It appears as though there are a variety of different complaints against Axis Financial Services alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Axis Financial has been in operation since 1999. The Better Business Bureau has accredited Axis Financial as a business since 2011, likewise assigning them an A+ letter grade. With this being said, it can be noted that Axis Financial Services is a legitimate company that works within debt collection. Be wise and choose to contact the collections company regarding your debt instead of simply writing off Axis Financial Services as a scam.
In fact, Axis Financial Services explains on their website, “Our confidence and ability to provide performance-based loan servicing is built upon integrating our state of the art servicing platform with more than 20 years’ experience developing in-house servicing operations for businesses in a wide range of industries including many Fortune-500 companies.” This collection company claims to have a plethora of experience and respect for consumers’ rights. However, some complainants may feel as though Axis Financial Services failed to meet this promise and may have violated the FDCPA.
In regard to leadership, Mr. David Oas, CFO; Ms. Alana Miller, Controller; Ms. Margaret Eardley, President; and Ms. Oliva Oas, Director are cited as the business management of the company according to the BBB. Lastly, on the dnb.com, Axis Financial Services has ” 22 total employees across all of its locations and generates $1.25 million in sales (USD). There are 677 companies in the Axis Finance, Inc. corporate family.”
According to the company’s Linkedin Page, Axis Financial Services collects on behalf of creditors in the student loan, government and timeshare sectors. Therefore, the alleged debt that they may be contacting you about, likely comes from one of these listed areas of collection. Axis Financial Services cites a variety of services in their realm such as, “invoicing and payment processing, customer support, delinquent account collections, and portfolio owner/manager services”. If you have been contacted by this collections company it would be wisest to attempt to verify said debt by contacting the collections company to attain details on your alleged debt. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Suprisingly, There are currently no complaints filed against Axis Financial Services. As of this post, neither their Google nor Better Business Bureau pages have any negative reviews. While this may be the case, this does not mean that your complaint or review is less valid or severe.
It is possible that this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Axis Financial Services falls within this category.
Ultimately, it is illegal for Axis Financial Services to make empty threats to sue you or garnish your wages. If however, there is a default judgement this collections company can in fact sue you or garnish your wages. While this can occur, it is uncommon for collectors to resort to this solution unless they have evidence to do so. Therefore, it is wisest to contact an attorney preemptively the ensure that you are aware of your FDCPA rights and able to protect your assets. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector.
If you find that this debt collector is calling or harassing you, familiarize yourself with The Fair Debt Collection Practices Act, which outlines a person’s protections against the abuses and misconduct of collection agencies. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. It is important that if you find that a collections company violated your rights that you contact an attorney to receive aid and legal protection of your assets and rights. Additionally, The Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA) provide consumers with supplementary protection outside of the FDCPA.
Yes you are able to sue. The wisest course of action would be to sue if you believe your FDCPA, TCPA or CFPA rights have been violated. Suing is the correct process to take when your legal rights have been breached. Because federal laws protect citizens like you from these fraudulent practices, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“Lemberg Law resolved my case and I no longer receive harassing calls, the debt was resolved and I received payment for damages from the harassment. I would definitely suggest using them to help you fight any case you might have. They are friendly, professional and know what they are doing thank you so much…”
“I am extremely happy to have Sergei Lemberg as my attorney he handled my case in the utmost professional way. He kept me well informed of any and all dealings as did his staff which were just as professional as he was.”
“The Lemberg Law team has been an absolute pleasure to work with, and I’m so thankful that I was referred to you. I appreciate all of the work you have all done to accommodate me throughout this process, and I’ll definitely be putting in a word for you whenever anyone I know is looking for representation ! Thanks So much….”
Yes, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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