A.G. Adjustments is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
A.G. Adjustments is a debt collections agency based in Melville, NY. It appears as though there are a variety of different complaints against A.G. Adjustments alleging violations of the Fair Debt Collection Practices Act (FDCPA) including, inaccurate credit reporting and verbal harassment. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. A.G. Adjustments can be considered a legitimate collections company due to the fact that it has been in business for 48 years. Therefore, it is unwise to ignore the need to resolve your debt and write off A.G. Adjustments as a scam. A.G. Adjustments was established in 1972 and was accredited by the Better Business Bureau in February of 2017. The company is a midsized collections agency that has received an “A+” rating on the Better Business Bureau. Under the “Services” tab of their website, A.G. Adjustments categorizes their services as “commercial/B2B collection, small business/B2B collection, AR management outsourcing, credit and debt collection seminars, debt collection letter writing, and international collections”. The company also explains that their staff members have been with A.G. Adjustments for an average of 8 years, which is 3 times longer than the industry average. Additionally, the company notes that they utilize the latest reporting technology, “leverage” industry connections, and will recover “the maximum amount of money in the minimum amount of time”. According to dnb.com, A.G. Adjustments has a total of 50 employees in all of its locations and earns $8.9 million in sales.
According to the A.G. Adjustments LinkedIn page, the company works singularly within B2B collection services and, “serves over 3,000 clients including some of the largest names in industries ranging from food & beverage, hardware & construction, software & technology to distribution to medical & healthcare, media & advertising, transportation & logistic”. A.G. Adjustments does not singularly specialize in one field of the collections business. Ultimately, this means that your debt could come from a variety of different areas, making it important for you, as a debtor, to confirm which debt is specifically owed and to whom. A.G. Adjustments boasts of maintaining higher standards, sharper skills, and smarter systems. The company is additionally a charter member of the Collection Agency Association of the Commercial Law League of America and a Platinum Partner to the Credit Research Foundation, according to its page on businesswire.com. The leadership of the company consists of President Marc Gerstel and CEO Robert Gerstel.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
A.G. Adjustments has received a number of complaints across numerous websites. While BBB.org rated the company with an “A+” and accredited the business, A.G. Adjustments has still received 6 total complaints closed in the last 3 years on their website. A majority of these complaints included complaints about false credit reporting, frequent harassment, and lack of documentation provided by the company. It does appear as though A.G. Adjustments is very responsive to these complaints on the BBB.org website, but reoccurring complaints never award a company with a positive reputation. In addition to the BBB.org complaints, A.G. Adjustments has also received 22 reviews on Birdeye, amounting to a 1.7 star review, 19 Google Reviews totaling to an overall 1.8 star review, and 1, 1 star review on Yelp.
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. Like most debt collection agencies, A.G. Adjustments would likely choose not to sue you for a debt you may not owe or they cannot verify. This does not mean, however, that is uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. In order to avoid finding yourself in this situation, contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant claims that they had attempted to resolve a bill with A.G. Adjustments several times. The complainant explains that the billing for this specific debt was wrong, due to the fact that it stated his/her employer, who is not responsible for the bill. The complainant has asked the company “countless times to correct that to no avail”. Even after speaking with their employer, the collections company still refused to adjust the file to put the bill in his/her name instead of the employer’s. The complainant claims that A.G. Adjustments has, “been extremely rude and unprofessional” every time he/she deals with them. The complainant also claims that they have been called a, “deadbeat, liar , etc. all in a very unprofessional manner”. Because the complainant has not denied responsibility to the bill, but has instead been forced to repeatedly ask to correct the bill and remove their employer’s name, they feel as though A.G. Adjustments should suffer a consequence for their lack of professionalism and miscommunication. The complainant continued to explain that A.G. Adjustments harassed both him/her and their employer, even going as far as to call her place of work and tell other employees that he/she, “was a dead beat and owed them money”. The complainant would like to seek legal action due to the improper business standards of A.G. Collections and the lack of adherence to federal regulations.
Protect yourself by understanding your rights when it comes to collections companies. This protection can be achieved by familiarizing yourself with the Fair Debt Collection Practices Act, which outlines a person’s protections against the abuses and misconduct of collection agencies. You can find these rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. In addition to your rights under the FDCPA, do not forget that you also have additional rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, you can, and if you would like to be able to recover your damages and protect yourself as an individual you ideally should. Lawsuits are necessary when the Federal laws which protect citizens like you from these fraudulent practices are breached. You should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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“Lemberg Law has fantastic, prompt customer service and their team is very easy to work with. They informed me this would be free of charge to me and they would work through my concerns. Any questions I had, they would reply to right away and kept me updated during the whole process. Now that the case is closed, I can positively say, I highly recommend Lemberg Law to anyone fighting these shady collection companies and looking for some justice. Thank you.”
“Wonderful law firm. They worked very hard on my case and kept me informed each step of the way. I am not able to recommend them enough.”
Yes, we can absolutely take on your case. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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