Clear Recovery is a debt collector located in Omaha, NE. It appears as though there are a variety of different complaints against Clear Recovery alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as harassing consumers. If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Due to Clear Recovery’s 102 years in business and the company’s “A+” rating from the Better Business Bureau, the collections company should be taken seriously. The collections company has also impressively been accredited by the BBB. Therefore, it is important that you take your alleged debt with Clear Recovery seriously and contact the collections agency to attain more essential information.
Clear Recovery claims to care deeply about the results of their services. The company writes on their website that, “We continually invest in highly trained, professional staff, and top-notch tech, along with other resources that result in our clients receiving award-winning service and the best possible results.” Though the company promises to commit to theses standards for clients, many consumers claim that they have left their needs behind, potentially violating the FDCPA. In regard to leadership, Clear Recovery cites Mr. Jim Evans, Compliance Manager and Mr. David Truckenbrod, President as the principal contacts.
According to their website, Clear Recovery collects on behalf of creditors in the healthcare, financial, utilities, and government sectors. Though this collection repertoire is reported by the collections company themselves, due to the wider range of collections expertise, it is important that you verify your account with Clear Recovery themselves. This step in the collections process is necessary because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Clear Recovery has accumulated a number of complaints over its time as a collections company. On the Better Business Bureau the company has received 18 complainants in the last 3 years with seven, 1 star reviews. This collections company has also received 42 Google Reviews under an alternative name “Merchants Credit Adjusters” awarding the company 1.3 stars. If you believe that this collections company may have violated the FDCPA do not hesitant to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Clear Recovery falls within this category.
Debt collectors may try to induce payment by threatening to sue you or garnish your wages. Using empty threats of legal action to intimidate consumers into payment is prohibited under the FDCPA. Likewise, collection agencies are highly unlikely to sue for debts which you cannot be verified to owe. However, it should be noted that debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. We strongly advise you to contact an attorney BEFORE such a judgement would be possible. Here at Lemberg Law, we have advocated for tens of thousands of victims of debt collector harassment. Contact us to see if you may have a case.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector.
A complainant explains that this collections company claims that the complainant has unpaid debt from 2015. The complainant claims that this debt from alleged medical bills does not exist. When the complainant contacted the collections company, the representative went into detail regarding who the complainant owed and how much they owed. After receiving this information, the complainant claims that they remembered the debt being discussed, but recalled sending copies of cleared checks to the facility where the money was owed. The complainant claimed this amount was paid off in 2015. The representative then claimed that the collections company would send the complainant an itemized statement, but the complainant never received this information.
The Fair Debt Collections Practices Act (FDCPA) prohibits collection agencies from pursuing debts via over-the-phone harassment. More specifically, this includes excessive, threatening, misleading, and/or untimely calls. If you are a victim of any of these, you may be able to sue the offending collection agency. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies.
Yes. Federal Law allows you to protect your FDCPA rights in court via lawsuit. Consequently, the FDCPA entitles violated consumers to recover damages of up to $1,000, plus attorney fees, court costs, and personal damages.
You may have a case, if…
“Amazing work! After being harassed for over a month with automated voicemails, I got in touch with Lemberg Law. All I had to do was provide a little information, the numbers, and the voicemail recordings, and they sent me a no-risk, representation agreement. A few weeks later, they called me with a settlement agreement from the company who now agreed to pay me, pay Lemberg’s legal fees, and stop harassing me.”
“They were quick and responsive. I had a debt collector harassing me over a debt that wasn’t mine. They threatened me with ruining my credit. But these guys got it taken care of!! The debt was removed and I received $750 from the collectors. Thank you!!”
“The associates at Lemberg Law took amazing care of me and my situation involving the collection agency. They walked through the steps of process thoroughly and the rest is history. I can’t thank them enough. Thank you!!”
Yes, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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