What You Should Know About 940-400-2009
If you keep getting calls from 940-400-2009, you're most likely getting contacted by Cactus Credit, a debt collection company, in an attempt to reach you about an outstanding debt. Here are a few reasons why Cactus Credit might be calling you:
- Collect a debt owed.
- Verify or confirm your contact information.
- Seek to settle a balance owing to your creditor.
Learn About Cactus Credit
Cactus Credit is a third-party collection agency that acts on behalf of creditors in collecting debts. They are bound by the FDCPA, ensuring that their methods and practices are fair and within the bounds of the law.
According to the FDCPA, they are not allowed to:
- Call excessively or at odd hours.
- Use abusive, threatening, or deceptive practices.
- Contact you without verification of the debt.
Dealing with Calls from 940-400-2009
If you feel these calls are unjustified or that you do not owe this debt:
- Request Debt Verification: You are legally entitled to request Cactus Credit supply you with written verification of the debt.
- Keep a Log: Record the dates, times, and substance of all the calls you get from 940-400-2009.
- Dispute: Dispute the debt in writing or call to negotiate the payment.
- Calls still won't stop? Consider hiring an FDCPA lawyer.
Understanding Your Rights When Dealing with Debt Collectors
If you feel that Cactus Credit has violated your rights, then you can seek compensation via the FDCPA.
Take back control and make sure your rights are protected. Call us now for a free consultation—pay nothing unless we win!
Ways You Might See This Number
940-400-2009
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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