Is Capital One Calling You from 877-269-9058?
If you’ve been receiving calls from 877-269-9058, the call may be coming from Capital One, a credit card issuer attempting to contact you about an account. When a creditor like Capital One collects its own debt, it is typically considered a first-party creditor, meaning some federal debt-collector rules may apply differently than when a third-party collection agency is involved. However, state consumer-protection laws still limit how and when companies can contact you.
Even when collecting their own accounts, creditors cannot harass, threaten, or repeatedly call you in ways that violate state law.
Know Your Rights – State Protections
- California: Creditors cannot use deceptive statements or contact third parties about your debt.[1]
- Florida: Collection calls must stop if you send a written request demanding no further contact.
- Massachusetts: Limits collection calls to two calls within a seven-day period to a personal phone.
- Michigan: Calls cannot occur before 8 a.m. or after 9 p.m., or at work if you object.
- Pennsylvania: Prohibits repeated calls intended to harass and deceptive collection tactics.
- Texas: Calls outside 8 a.m.–9 p.m. and workplace calls (if your employer objects) are prohibited.
What You Can Do
If 877-269-9058 keeps calling:
- Request written verification of the account
- Keep a log of all calls
- Send a written request asking them to stop contacting you
- Speak with a consumer rights attorney if the calls become excessive
Free Help from Lemberg Law
If 877-269-9058 is calling repeatedly or aggressively, Lemberg Law can help stop the harassment. Call for a free consultation. You pay nothing unless we win.
Ways You Might See This Number
877-269-9058
87726990581-877-269-9058877.269.9058877 269 9058(877) 269-9058This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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