Auto accidents account for more than two and a half million personal injuries in the U.S. every year. If you’ve been injured in a car crash, you’ve most likely already spoken to an insurance adjuster from the other insurance company in reference to your auto accident injury. Realize that in most cases, the only reason they contact you to “help you settle your claim” is to build a defense against you, and offer you as little compensation as possible. The insurance company will even make you feel that you must take their offer. But nothing is farther from the truth, and you should remember that the law is on your side when your auto accident wasn’t your fault and you’re dealing with another driver’s insurance company, if you have an uninsured motorist claim, or a total loss claim with your own insurance company. The reality is that an insurance adjuster’s job is to settle your auto accident injury claim for the least amount of money possible, which can leave you, the victim, with long-term injuries or hardship, and without the resources to get the right medical care, or provide for your family if you experience lost time at work.
You may feel that you have done everything right, both at the scene of the car crash and afterwards. Perhaps you’ve even negotiated a higher figure on your own, knowing that the insurance company’s offer would not be adequate for your immediate auto accident injuries, and then you signed settlement papers – not knowing that the insurance company would have paid out more.
When an insurance company proposes a settlement amount, they are counting on the auto accident victim not understanding his or her rights. After all, most people file only one or two claims over the course of their lifetimes. They may not understand, for example, that the “cost” of the auto accident amounts to more than paying off their doctors’ bills and repairing their vehicle. The actual cost of an auto accident also includes the value of the time they had to take off of from work, future longer-term complications that may arise from their injuries, and the real, emotional trauma of experiencing the car crash.
To ensure you are fairly compensated for your auto accident injury, and that you aren’t taken advantage of by an insurance company, it’s important to consult with a personal injury attorney before signing any settlement papers. The attorneys of Lemberg & Associates are experienced in personal injury cases, have years of experience in settling claims, understand how much you can reasonably expect to recover, and know the hidden expenses that may crop up at a later date. Asking a personal injury attorney for help puts the power of the law behind you. An attorney can convincingly threaten a lawsuit if the insurance company fails to step up to the plate, and follow through on that promise if necessary. Similarly, an attorney can take your own insurance company to court if it shows bad faith in compensating you for the loss of your vehicle or an uninsured motorist claim.
The bottom line? Rely on the attorneys at Lemberg & Associates to negotiate the best settlement possible. You’ll receive the compensation you deserve and not have to worry about whether or not the insurance company is taking advantage of you.