Consumer Law Information: Overview

Consumer law is a broad term that includes a variety of federal and state laws that are meant to regulate businesses, and that protect consumers’ rights to purchase safe and effective products and services. There are a wide range of laws, mostly regulated by the Federal Trade Commission (FTC) and the U.S. Department of Justice. Broadly speaking, consumer laws have been enacted to keep consumers safe from faulty products, and protect consumers from fraud, deceptive advertising, unfair credit reporting, predatory lending practices, debt collection abuse, identity theft, defective manufacturing, and other dishonesties that companies shouldn’t (but often do) practice — sometimes with dire consequences to their consumers.

On the federal level, there are a number of laws that fall under the consumer law umbrella including the The Fair Credit Reporting Act, The Fair Debt Collection Practices Act, Lemon Laws, and many more. Recognizing your rights is the first step in avoiding harm by predatory or illegal practices. Lemberg & Associates has created this site as a resource to help you understand your consumer rights, and the steps you should take if you have been harmed by deceptive or illegal practices, including seeking legal representation if you feel you have a case or a right to sue for damages.